How to Find the Most Competitive Refi Rates

Got Five Minutes? Click Here For Your Refinancing Quote!

You probably already know this, but right now is a great time to refinance your mortgage.


Interest rates are currently near historic lows, and there is a very good chance that they won't be this low again for a very long time.

A number of unbelievable events have unfolded over the past decade or so to bring rates lower - a perfect storm of events that have conspired to bring interest rates down to historically low levels.

Will they ever be this low again? Maybe, but probably not, which is why this is a fantastic time to think about refinancing your mortgage.

The question you might have right now is - how do I find the lowest rates? Surely there are companies that offer lower rates than others?

To answer that question - of course there are. Finding these rates can be a lot of work, but it doesn't have to be.

Just like anything else in this day and age, technological innovations have made things easier.

Gone are the days of having to call banks and lenders on the phone to get a refi quote (or, even worse, having to sit down and get a quote in person).

Now you can do this all online. With the technology that exists these days, a person who is looking to refinance their mortgage can receive dozens of competitive quotes within minutes.

How so? is an online marketplace that connects borrowers with lenders. They act as the middleman - they gather your information (via a short form) and then match those details against the hundreds of lenders in their database.

They will then spit out a number of competitive quotes, leaving the decision of whether or not to proceed up to you.

These quotes are free, and Lendingtree will only get paid if you decide to refinance your mortgage. It's win/win.

Again, these are no obligation quotes, meaning that in no way do you have to refinance your mortgage if Lendingtree provides you with various quotes.

Sure, you can do all of the legwork yourself if you want, but why not use a service like Lendingtree as well? At least then you will have some idea as to what a competitive quote will look like.

Good luck!

Got Five Minutes? Click Here For Your Refinancing Quote!

Filed under: General Knowledge

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