Compare Financial Products, With the Math Shown
Credit cards first, then savings accounts, brokerages and insurance. Every comparison runs on your own numbers, every figure is dated and sourced, and the order is never for sale.
Compare cash-back cards on your spending
01Credit Cards
Which Cash-Back Card Pays You the Most?
Six U.S. cash-back cards run through your own spending: the flat 2% cards, the grocery cards, the dining card and the one with a fee, with what each pays after its caps and fees.
Reviews:Active CashDouble CashSavorBlue Cash EverydayBlue Cash PreferredFreedom Unlimited
| Card type | Status |
|---|---|
| Cash-back cards | Six cards compared on your spending, each with its own review |
| Rotating-category cards | In research |
| Travel rewards cards | In research |
| Secured and credit-building cards | In research |
02Brokers and Investing by Country
Broker reviews and investing guides written for readers in a particular country, checked against that country's account types, rules and fees.
| Every country guide |
03Tools That Go With It
- Paycheck Calculator
- Cost of Living Salary Calculator
- Compound Interest Calculator
- Inflation Calculator
- How Far Your Dollar Goes Abroad
- Road Trip Gas Cost Calculator
- Mortgage Calculator
- Historical Mortgage Rates
- All Financial Tools
04Coming Next
Savings accounts
Rates after tax, the conditions behind the headline rate, and how they compare with Treasury bills.
Brokerages
Account types, fees and transfer costs, without assuming you need to move your account.
Insurance
Plain explanations of what each kind of cover does and costs, before any quotes.
05How We Compare, and How We Make Money
Where the facts come from
We go to the issuer first: rates, fees, caps and welcome offers come from the card issuer's own product and pricing pages, and each page says the date we checked them. When an issuer's page does not show a figure, we take it from a named, dated secondary source and say so next to the figure, so you can see where every number came from and check the current terms yourself.
How cards are ranked
The order on a comparison page is your spending run through each card's rules: its bonus categories, the yearly caps on them, the rate after a cap, the annual fee, the fee on purchases abroad and any statement credits you say you would use. Welcome bonuses are shown apart from a normal year, because they are paid once and a card is kept for years. Rewards are counted at their cash value.
How we make money
Today no card issuer or other company pays DaveManuel.com for these pages, and every link goes to the issuer's own page. If that changes, the link will say so where you see it, and it will not change the order: the order comes from the arithmetic above.
Card terms change often. Each comparison and review ends with Sources and Changes: what we checked, when, and anything we have corrected since.