2011-10-17 02:11:00
Review of Citi Dividend Platinum Select Card for College Students

Click Here to Apply for Citi Dividend Platinum Select Card
Two of the biggest problems that face college students who are looking to apply for a credit card:
1) They can't afford an annual fee
2) They can't get a co-signor for the card
The Citi Dividend Platinum Select card for college students solves both of these problems, which is why it is a perfect card for any college undergrad or graduate student.


First off, there are absolutely no annual fees associated with this card. None.
Second, a co-signor is NOT needed for this card. That means that you don't have to have that awkward conversation with your parents. College is all about establishing your independence, and the Citi Dividend Platinum card for college students allows you to remain independent of your parents.
On top of that, you will receive 0% APR for the first 7 months that you use the card. After that, the APR will be 13.99% - 21.99% based upon your creditworthiness
This card also helps you to keep more cash in your pockets through their cashback program.
For instance, you will receive 5% cashback for your first six months on all gas station, supermarket, drugstore and utilities purchases. After six months, this level of cashback retreats back to 1%.
On top of that, you will receive 5% cashback for the life of the card at over 400 leading retailers who take place in the Citi cashback program.
As if that weren't enough, you will also receive 2% cashback in popular rotating categories such as restaurants and clothing stores.
For any other purchase, the Citi Dividend Platinum Select Card for college students will give you 1% cashback.
--
Some of the other features of the card:
-0% liability for fraudulent purchases
-online services (check balances online, etc)
-free credit education tips and tools
-near instant approvals
--
The Citi Dividend Platinum Select Card for College Students is a great way to start building your credit.
Click Here to Apply for a Citi Dividend Platinum Select Card
Filed under: Company Reviews
|