BetterWealth, LLC
Reported holdings as of Q3 2026, from 20 quarterly filings.
Holdings
Download these holdings as CSV
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | DFAC | $126.5M | 2,845,172 | -0.87pp | 18q | HELD | |
| VANGUARD INSTL INDEX FD | VBIL | $82.2M | 1,085,581 | +4.77pp | 5q | +59.0%+$30.5M | |
| DIMENSIONAL ETF TRUST | DFAX | $67.5M | 1,823,321 | -0.37pp | 18q | +0.8%+$540.0K | |
| APPLE INC | AAPL | $52.1M | 156,307 | +0.41pp | 20q | -4.7%-$2.6M | |
| VANGUARD BD INDEX FDS | BIV | $39.7M | 544,736 | -0.36pp | 8q | +4.5%+$1.7M | |
| RBB FUND TRUST | EBI | $38.0M | 581,424 | -0.26pp | 7q | HELD | |
| VANGUARD BD INDEX FDS | BSV | $23.5M | 307,279 | -0.23pp | 18q | +0.9%+$202.8K | |
| CAPITAL GROUP INTL FOCUS EQT | CGXU | $20.9M | 608,575 | -0.05pp | 8q | +4.1%+$822.6K | |
| AMERICAN CENTY ETF TR | AVUV | $19.5M | 165,890 | -0.30pp | 8q | +1.4%+$273.3K | |
| AMERICAN CENTY ETF TR | AVRE | $15.7M | 354,130 | -0.26pp | 16q | +1.9%+$290.0K | |
| CAPITAL GROUP DIVIDEND VALUE | CGDV | $12.3M | 250,838 | -0.09pp | 8q | +1.0%+$119.9K | |
| CAPITAL GROUP GROWTH ETF | CGGR | $10.6M | 223,855 | -0.04pp | 8q | +1.8%+$184.4K | |
| AMERICAN CENTY ETF TR | AVEM | $10.0M | 106,052 | -0.10pp | 8q | +1.4%+$134.5K | |
| DIMENSIONAL ETF TRUST | DISV | $7.1M | 164,439 | +0.03pp | 18q | -0.8%-$60.5K | |
| DIMENSIONAL ETF TRUST | DIHP | $5.5M | 162,760 | -0.06pp | 18q | -0.9%-$52.1K | |
| DIMENSIONAL ETF TRUST | DFEM | $5.0M | 125,715 | -0.07pp | 18q | -0.8%-$42.0K | |
| VANGUARD SCOTTSDALE FDS | VCIT | $5.0M | 63,516 | -0.07pp | 20q | +2.1%+$104.1K | |
| ALPHABET INC | GOOG | $4.4M | 12,954 | -0.25pp | 20q | -18.8%-$1.0M | |
| SHOPIFY INC | SHOP | $3.0M | 19,947 | +0.13pp | 3q | +8.9%+$241.7K | |
| DIMENSIONAL ETF TRUST | DFSU | $2.8M | 59,834 | flat | 15q | +3.7%+$101.4K | |
| NVIDIA CORPORATION | NVDA | $2.2M | 9,699 | -0.03pp | 13q | -14.6%-$378.2K | |
| JOHNSON & JOHNSON | JNJ | $2.1M | 7,913 | -0.02pp | 20q | -5.9%-$132.4K | |
| VANGUARD INDEX FDS | VOO | $2.1M | 2,980 | -0.01pp | 11q | HELD | |
| DIMENSIONAL ETF TRUST | DFSD | $1.9M | 40,257 | +0.04pp | 9q | +22.1%+$338.1K | |
| TESLA INC | TSLA | $1.6M | 4,419 | -0.07pp | 20q | -3.0%-$49.0K | |
| VANGUARD WORLD FD | VCEB | $1.5M | 24,754 | -0.04pp | 15q | -5.5%-$85.7K | |
| DIMENSIONAL ETF TRUST | DFSI | $1.3M | 29,011 | +0.01pp | 15q | +8.4%+$101.5K | |
| DIMENSIONAL ETF TRUST | DFAT | $1.2M | 17,488 | -0.02pp | 18q | HELD | |
| DIMENSIONAL ETF TRUST | DFUV | $1.0M | 18,261 | -0.01pp | 18q | HELD | |
| MICROSOFT CORP | MSFT | $936.6K | 1,826 | +0.04pp | 20q | HELD | |
| BERKSHIRE HATHAWAY INC DEL | BRKB | $909.3K | 1,826 | -0.01pp | 12q | HELD | |
| VANGUARD TAX-MANAGED FDS | VEA | $888.2K | 12,579 | -0.01pp | 7q | HELD | |
| DIMENSIONAL ETF TRUST | DFSB | $849.0K | 17,134 | -0.01pp | 15q | +0.5%+$4.6K | |
| INVESCO QQQ TR | QQQ | $843.5K | 1,140 | -0.01pp | 7q | HELD | |
| AMAZON COM INC | AMZN | $822.7K | 3,302 | -0.02pp | 20q | -12.8%-$120.3K | |
| VANGUARD INDEX FDS | VV | $776.8K | 2,208 | flat | 3q | HELD | |
| ELI LILLY & CO | LLY | $756.5K | 654 | -0.01pp | 14q | HELD | |
| ADVANCED MICRO DEVICES INC | AMD | $731.1K | 1,195 | flat | 4q | HELD | |
| APPLIED MATLS INC | AMAT | $727.8K | 1,423 | -0.06pp | 15q | HELD | |
| CHEVRON CORPORATION | CVX | $694.1K | 3,399 | +0.01pp | 20q | -6.8%-$50.8K | |
| VANGUARD INDEX FDS | VTI | $674.3K | 1,802 | flat | 3q | HELD | |
| DIMENSIONAL ETF TRUST | DFSE | $652.3K | 13,490 | flat | 15q | +3.2%+$20.4K | |
| EVERSOURCE ENERGY | ES | $609.6K | 9,502 | -0.02pp | 5q | HELD | |
| ANALOG DEVICES INC | ADI | $580.8K | 1,464 | -0.01pp | 3q | -2.1%-$12.3K | |
| DIMENSIONAL ETF TRUST | DFCA | $544.0K | 11,412 | - | new | NEW | |
| ALPHABET INC | GOOGL | $525.9K | 1,528 | -0.01pp | 6q | HELD | |
| KLA CORP | KLAC | $523.7K | 2,687 | -0.05pp | 13q | HELD | |
| ZYMEWORKS INC | ZYME | $493.3K | 18,622 | flat | 2q | HELD | |
| LISTED FDS TR | MAGS | $417.6K | 5,825 | flat | 10q | HELD | |
| CISCO SYS INC | CSCO | $416.8K | 3,872 | -0.02pp | 20q | -9.0%-$41.3K | |
| EXXONMOBIL HOLDINGS CORP | XOM | $413.0K | 2,538 | - | new | NEW | |
| SCHWAB STRATEGIC TR | FNDE | $412.3K | 9,847 | -0.01pp | 3q | -12.6%-$59.2K | |
| VANGUARD INDEX FDS | VTV | $397.2K | 1,838 | flat | 20q | HELD | |
| LAM RESEARCH CORP | LRCX | $388.8K | 1,183 | -0.02pp | 4q | HELD | |
| WALMART INC | WMT | $387.5K | 3,729 | -0.01pp | 10q | HELD | |
| SCHWAB STRATEGIC TR | SCHF | $384.3K | 13,991 | flat | 3q | -0.6%-$2.4K | |
| VANGUARD INDEX FDS | VB | $355.0K | 1,248 | -0.01pp | 3q | HELD | |
| META PLATFORMS INC | META | $348.4K | 480 | +0.01pp | 5q | HELD | |
| VANGUARD STAR FDS | VXUS | $345.3K | 4,065 | flat | 20q | HELD | |
| VANGUARD SPECIALIZED FUNDS | VIG | $337.2K | 1,445 | flat | 3q | HELD | |
| SCHWAB STRATEGIC TR | FNDX | $335.2K | 10,652 | flat | 3q | HELD | |
| INTERNATIONAL BUSINESS MACHS | IBM | $325.9K | 1,482 | - | new | NEW | |
| SCHWAB STRATEGIC TR | SCHX | $310.0K | 10,332 | flat | 3q | HELD | |
| EXPONENT INC | EXPO | $305.3K | 4,667 | flat | 20q | HELD | |
| JPMORGAN CHASE & CO | JPM | $299.4K | 905 | flat | 5q | HELD | |
| ISHARES TR | LRGF | $292.4K | 3,756 | flat | 3q | HELD | |
| STATE STR SPDR S&P 500 ETF T | SPY | $290.6K | 381 | flat | 7q | HELD | |
| AMGEN INC | AMGN | $285.8K | 678 | flat | 3q | HELD | |
| WELLS FARGO & CO | WFC | $282.3K | 3,526 | flat | 8q | HELD | |
| SCHWAB STRATEGIC TR | SCHB | $277.5K | 9,469 | flat | 3q | HELD | |
| ISHARES TR | IWV | $276.0K | 698 | +0.01pp | 5q | +26.7%+$58.1K | |
| COSTCO WHOLESALE CORPORATION | COST | $268.6K | 295 | flat | 8q | HELD | |
| QUALCOMM INC | QCOM | $268.5K | 1,459 | flat | 2q | HELD | |
| MICRON TECHNOLOGY INC | MU | $268.4K | 252 | -0.10pp | 4q | -65.6%-$511.3K | |
| Avidbank Holdings Inc | AVBH | $262.9K | 8,484 | -0.01pp | 5q | HELD | |
| BROADCOM INC | AVGO | $258.8K | 737 | -0.01pp | 3q | HELD | |
| CATERPILLAR INC | CAT | $257.8K | 318 | -0.02pp | 3q | HELD | |
| SCHWAB STRATEGIC TR | FNDF | $254.3K | 4,731 | flat | 3q | HELD | |
| MANAGER DIRECTED PORTFOLIOS | VGSR | $248.6K | 23,400 | flat | 11q | +17.5%+$37.1K | |
| STARBUCKS CORP | SBUX | $244.5K | 2,603 | -0.01pp | 20q | HELD | |
| US BANCORP | USB | $236.4K | 4,093 | flat | 4q | HELD | |
| SPDR SERIES TRUST | SPTS | $223.5K | 7,796 | flat | 12q | HELD | |
| TARGET CORP | TGT | $204.6K | 1,306 | - | new | NEW | |
| ISHARES TR | IWM | $204.0K | 734 | flat | 2q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VEU | $201.3K | 2,426 | flat | 2q | HELD | |
| PG&E CORP | PCG | $168.2K | 13,731 | -0.01pp | 20q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Computer Hardware | $52.8M | 8.9% |
| Software & IT Services | $9.2M | 1.6% |
| Other sectors | $17.8M | 3.0% |
| Not classified | $511.1M | 86.5% |
What the disclosed book did
This is not the fund's return. A 13F shows long US equity positions only, so shorts, bonds, foreign listings, private holdings and cash are all invisible here. What this measures is the quarter's change in value of the positions this manager disclosed, had they been left untouched - the return a reader following the filing would have earned.
| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2026 | +0.5% | +2.1% | -1.6% | 100% |
| Q2 2026 | +10.0% | +14.8% | -4.9% | 100% |
| Q1 2026 | -0.3% | -4.6% | +4.3% | 100% |
| Q4 2025 | +2.9% | +2.4% | +0.5% | 100% |
| Q3 2025 | +7.9% | +7.8% | +0.1% | 100% |
| Q2 2025 | +6.5% | +10.5% | -3.9% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.4% | 100% |
Market is SPY over the same two quarter ends, priced the same way as everything else here - the median across every filer reporting it. It is a large-cap US proxy, so a manager holding small caps or biotech will beat or trail it for reasons that are not skill. Prices are quarter-end to quarter-end and say nothing about the path in between, or about trades opened and closed inside a quarter.
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | $590.9M | 86 | 4 | 19 | 16 | 4 | 82.2% | 15 |
| Q2 2026 | $565.3M | 86 | 4 | 21 | 16 | 3 | 79.7% | 22 |
| Q1 2026 | $509.8M | 85 | 16 | 32 | 17 | 1 | 80.3% | 24 |
| Q4 2025 | $438.6M | 70 | 4 | 17 | 33 | 3 | 80.9% | 15 |
| Q3 2025 | $420.0M | 69 | 11 | 29 | 18 | 5 | 80.7% | 21 |
| Q2 2025 | $390.4M | 63 | 2 | 17 | 17 | 0 | 81.0% | 14 |
| Q1 2025 | $356.4M | 61 | 4 | 16 | 33 | 11 | 81.4% | 28 |
| Q4 2024 | $363.0M | 68 | 12 | 23 | 9 | 7 | 78.9% | 23 |
| Q3 2024 | $338.4M | 63 | 5 | 18 | 14 | 3 | 83.2% | 22 |
| Q2 2024 | $313.8M | 61 | 3 | 18 | 19 | 5 | 82.7% | 19 |
| Q1 2024 | $307.0M | 63 | 6 | 19 | 20 | 4 | 81.5% | 19 |
| Q4 2023 | $292.4M | 61 | 13 | 25 | 8 | 1 | 80.7% | 23 |
| Q3 2023 | $248.3M | 49 | 5 | 12 | 13 | 1 | 84.3% | 24 |
| Q2 2023 | $256.9M | 45 | 3 | 13 | 7 | 2 | 85.4% | 24 |
| Q1 2023 | $247.1M | 44 | 6 | 13 | 8 | 1 | 85.1% | 20 |
| Q4 2022 | $222.1M | 39 | 5 | 13 | 6 | 2 | 87.5% | 24 |
| Q3 2022 | $194.4M | 36 | 1 | 13 | 9 | 2 | 88.1% | 28 |
| Q2 2022 | $202.6M | 37 | 13 | 5 | 5 | 12 | 87.5% | 29 |
| Q1 2022 | $74.7M | 36 | 0 | 8 | 4 | 6 | 87.6% | 32 |
| Q4 2021 | $142.6M | 42 | 0 | 0 | 0 | 0 | 89.4% | 62 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.