DaveManuel.com · Financial Tools
Financial Tools and Calculators
Free retirement tools, calculators and live trackers built on official government data: look up any company's 401(k) plan, see what you take home from a paycheck in every state, what a dollar was worth in any year, and follow the national debt, tariffs and more.
21 tools in 4 sections
Retirement · Calculators · Live Data Trackers · Other Tools
01Retirement
Contribution limits for retirement and savings accounts, and how real 401(k) plans compare: what employers put in, balances, fees and automatic enrollment.
| United States |
| 401(k) Plan LookupLook up any company's 401(k) plan: assets, what the employer puts in per worker, fees and automatic enrollment, from Department of Labor filings. |
| 401(k) and IRA Contribution LimitsHow much you can put into a 401(k), IRA or SIMPLE plan this year, with catch-ups, a calculator and every year since 1975. |
| Social Security CalculatorYour Social Security benefit at every age from 62 to 70, the break-even age, spousal benefits and the earnings test. |
| Retirement Savings by AgeMedian and average retirement savings and net worth by age from the Federal Reserve, and where your own savings rank. |
| Canada |
| TFSA, RRSP and FHSA Contribution LimitsHow much you can put into a TFSA, RRSP or FHSA in Canada this year, with room calculators and every year since 1991. |
| United Kingdom |
| ISA and Pension Allowances (UK)The UK ISA and pension allowances this tax year, the April 2027 cash ISA change, and calculators for your own allowance and tax relief. |
02Calculators
Work out your own numbers: take-home pay, mortgage payments, what a dollar was worth, how money compounds.
| United States |
| Paycheck CalculatorTake-home pay in every state for 2026: federal and state income tax, Social Security, Medicare, state disability and paid leave deductions, and city taxes. |
| Mortgage CalculatorMonthly payment with taxes, insurance and PMI, extra payment savings and a full amortization schedule, with weekly Freddie Mac rates. |
| Inflation CalculatorWhat a dollar from any year is worth today, using Bureau of Labor Statistics consumer price data. |
| Renting vs Buying CalculatorWhether renting or buying a home costs less over the years you plan to stay. |
| Canada |
| Canadian Federal Tax Breakdown CalculatorHow the federal income tax you pay in Canada is spent, broken down by program. |
| Global |
| Compound Interest CalculatorHow much your money grows at a given interest rate over any number of years. |
03Live Data Trackers
Pages that update themselves from government data: the national debt, who holds it, tariffs, sanctions, trade routes and more.
| United States |
| United States Debt ClockThe national debt in real time, per person and per taxpayer. |
| Who Owns America's Debt?Every major foreign holder of US Treasury debt by country, with monthly changes and history since 2000, from Treasury data. |
| US Tariff Revenue TrackerHow much the US collects in tariffs, month by month and day by day, with duties by country and product. |
| Congressional Stock Trading TrackerEvery stock trade members of Congress disclose under the STOCK Act: the most active traders, the most-traded stocks and late filings. |
| Sanctions TrackerEvery person, company, ship and aircraft on the US Treasury OFAC sanctions list, with every addition and removal. |
| Is AI Raising Your Power Bill?Residential electricity prices in every state from EIA data, alongside where data centers are being built. |
| Canada |
| Is Canada Building Enough Homes?Housing starts against population growth since 1948, compared with the United States, Australia and the UK. |
| Global |
| Shipping Chokepoint MonitorDaily ship traffic through 28 chokepoints including the Strait of Hormuz, Suez Canal and Panama Canal, from IMF satellite data. |
| World ClockLive local time in 392 cities around the world. |
More data-driven features are on the Special Features page.
