PENOBSCOT WEALTH MANAGEMENT
Reported holdings as of Q3 2026, from 22 quarterly filings.
Holdings
Download these holdings as CSV
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| SPDR SERIES TRUST | SPYM | $71.5M | 796,100 | -0.02pp | 22q | +1.4%+$998.6K | |
| DIMENSIONAL ETF TRUST | DFGP | $47.1M | 906,703 | -0.12pp | 11q | +7.7%+$3.4M | |
| VANGUARD TAX-MANAGED FDS | VEA | $46.4M | 656,714 | -0.08pp | 22q | +4.0%+$1.8M | |
| ISHARES TR | IAGG | $21.2M | 431,590 | +0.03pp | 19q | +7.3%+$1.4M | |
| VANGUARD INTL EQUITY INDEX F | VWO | $14.7M | 248,230 | +0.01pp | 22q | +4.7%+$667.1K | |
| VANGUARD WORLD FD | VGT | $13.9M | 110,719 | +0.05pp | 22q | HELD | |
| ISHARES TR | STIP | $11.0M | 109,883 | +0.04pp | 7q | +7.9%+$804.6K | |
| J P MORGAN EXCHANGE TRADED F | JGRO | $10.7M | 111,229 | -0.05pp | 5q | +4.0%+$412.3K | |
| DIMENSIONAL ETF TRUST | DFIC | $9.9M | 264,412 | +0.03pp | 12q | +4.1%+$388.8K | |
| DIMENSIONAL ETF TRUST | DFAE | $7.1M | 181,404 | +0.07pp | 13q | +10.3%+$666.8K | |
| VANGUARD WORLD FD | VFH | $6.4M | 49,575 | -0.04pp | 22q | +2.7%+$167.2K | |
| WORLD GOLD TR | GLDM | $6.4M | 77,391 | +0.04pp | 7q | +2.8%+$172.2K | |
| VANGUARD INDEX FDS | VOO | $5.1M | 7,338 | -0.08pp | 19q | -3.8%-$203.9K | |
| SPDR SERIES TRUST | SPYV | $4.8M | 78,686 | flat | 19q | +3.0%+$139.9K | |
| VANGUARD WORLD FD | VOX | $4.7M | 24,471 | +0.08pp | 19q | +6.8%+$296.2K | |
| VANGUARD WORLD FD | VHT | $4.5M | 14,257 | +0.04pp | 21q | +1.2%+$51.8K | |
| FIDELITY COVINGTON TRUST | FDIS | $4.2M | 44,224 | -0.05pp | 19q | +7.4%+$288.6K | |
| SCHWAB STRATEGIC TR | SCHX | $4.1M | 135,071 | +0.05pp | 8q | +7.4%+$278.5K | |
| FIDELITY COVINGTON TRUST | FIDU | $3.8M | 42,442 | -0.08pp | 11q | +7.9%+$276.5K | |
| ISHARES INC | EWJ | $3.4M | 35,127 | +0.04pp | 11q | +4.1%+$136.3K | |
| APPLE INC | AAPL | $3.2M | 9,692 | +0.09pp | 22q | +1.0%+$32.3K | |
| ISHARES TR | IXUS | $3.2M | 33,400 | -0.08pp | 18q | -5.2%-$175.6K | |
| ISHARES TR | IGF | $2.8M | 45,315 | -0.06pp | 7q | +3.1%+$82.6K | |
| ISHARES TR | IEUR | $2.8M | 37,328 | flat | 21q | +6.2%+$160.9K | |
| FIDELITY COVINGTON TRUST | FESM | $2.6M | 56,767 | -0.06pp | 3q | +2.2%+$53.8K | |
| VANGUARD WORLD FD | ESGV | $2.4M | 17,720 | +0.12pp | 7q | +25.5%+$487.8K | |
| VANGUARD SCOTTSDALE FDS | VCSH | $2.3M | 29,658 | +0.08pp | 2q | +23.7%+$438.6K | |
| ISHARES TR | ICLN | $2.2M | 131,976 | -0.09pp | 22q | +8.0%+$165.4K | |
| SPDR SERIES TRUST | KOMP | $2.2M | 33,650 | -0.03pp | 18q | +5.6%+$118.9K | |
| ISHARES TR | ESGD | $2.1M | 20,815 | +0.10pp | 7q | +26.3%+$446.2K | |
| SELECT SECTOR SPDR TR | XLK | $1.9M | 9,795 | -0.02pp | 19q | -3.6%-$71.3K | |
| INVESCO EXCHANGE TRADED FD T | XMHQ | $1.9M | 16,928 | -0.01pp | 14q | +2.5%+$45.8K | |
| VANGUARD INDEX FDS | VNQ | $1.8M | 19,948 | -0.02pp | 22q | +6.7%+$112.2K | |
| NVIDIA CORPORATION | NVDA | $1.8M | 7,708 | +0.02pp | 11q | -4.5%-$82.2K | |
| ISHARES TR | IYK | $1.7M | 24,201 | -0.03pp | 19q | HELD | |
| MICROSOFT CORP | MSFT | $1.7M | 3,302 | +0.11pp | 22q | +1.4%+$23.6K | |
| FIDELITY COVINGTON TRUST | FENY | $1.6M | 47,396 | +0.06pp | 3q | +5.1%+$77.4K | |
| ISHARES TR | ITOT | $1.6M | 9,639 | -0.01pp | 5q | HELD | |
| ISHARES TR | IWM | $1.5M | 5,393 | -0.01pp | 10q | +8.2%+$113.9K | |
| ISHARES TR | IEFA | $1.5M | 15,024 | +0.02pp | 6q | +9.9%+$131.2K | |
| ISHARES TR | IWR | $1.4M | 12,750 | -0.01pp | 3q | +4.9%+$63.4K | |
| SPDR SERIES TRUST | SPTM | $1.3M | 14,297 | -0.01pp | 22q | HELD | |
| SPDR INDEX SHS FDS | SPDW | $1.3M | 26,151 | -0.02pp | 9q | -2.1%-$28.2K | |
| SELECT SECTOR SPDR TR | XLF | $1.3M | 24,078 | -0.02pp | 18q | -2.7%-$35.6K | |
| ISHARES TR | IYW | $1.3M | 4,817 | flat | 22q | -0.9%-$11.4K | |
| SPDR INDEX SHS FDS | SPEM | $1.3M | 24,173 | -0.01pp | 18q | HELD | |
| VANGUARD WORLD FD | VDC | $1.2M | 5,412 | +0.02pp | 7q | +15.3%+$157.1K | |
| SELECT SECTOR SPDR TR | XLU | $1.1M | 28,444 | -0.02pp | 19q | +12.9%+$128.0K | |
| ISHARES TR | IWB | $1.1M | 2,684 | -0.01pp | 11q | -0.8%-$9.6K | |
| VANECK ETF TRUST | NLR | $1.1M | 10,787 | -0.03pp | 3q | +3.7%+$39.5K | |
| FIDELITY COVINGTON TRUST | FMAT | $1.1M | 19,129 | flat | 7q | +9.0%+$87.6K | |
| VANECK ETF TRUST | REMX | $1.1M | 16,459 | -0.07pp | 3q | +12.1%+$114.4K | |
| IDEXX LABS INC | IDXX | $968.1K | 1,854 | -0.06pp | 22q | -15.5%-$177.0K | |
| MERCK & CO INC | MRK | $946.5K | 6,514 | +0.05pp | 13q | +17.0%+$137.7K | |
| VANGUARD BD INDEX FDS | BND | $932.2K | 13,289 | -0.01pp | 22q | +4.4%+$38.9K | |
| VANGUARD CHARLOTTE FDS | BNDX | $925.5K | 19,747 | flat | 12q | +7.1%+$61.5K | |
| INVESCO EXCHANGE TRADED FD T | RPG | $872.0K | 14,939 | -0.03pp | 22q | HELD | |
| VANGUARD INDEX FDS | VTV | $869.5K | 4,024 | -0.01pp | 6q | +0.5%+$4.5K | |
| ISHARES INC | ESGE | $796.0K | 14,698 | +0.03pp | 6q | +24.5%+$156.6K | |
| SPDR SERIES TRUST | SPSM | $755.2K | 14,287 | -0.03pp | 22q | -2.0%-$15.2K | |
| NUSHARES ETF TR | NULV | $745.9K | 14,168 | +0.04pp | 7q | +20.4%+$126.6K | |
| SELECT SECTOR SPDR TR | XLV | $672.7K | 3,994 | flat | 12q | -1.7%-$12.0K | |
| AMAZON COM INC | AMZN | $666.0K | 2,673 | flat | 22q | -3.0%-$20.9K | |
| ISHARES TR | USXF | $660.3K | 9,702 | +0.02pp | 5q | +16.1%+$91.7K | |
| INVESCO EXCHANGE TRADED FD T | RSP | $636.5K | 3,060 | -0.01pp | 14q | -1.1%-$7.1K | |
| VANGUARD INDEX FDS | VB | $635.6K | 2,234 | -0.02pp | 22q | -0.6%-$3.7K | |
| SELECT SECTOR SPDR TR | XLC | $635.6K | 5,727 | flat | 7q | -1.0%-$6.2K | |
| DIMENSIONAL ETF TRUST | DFSI | $553.0K | 12,242 | +0.02pp | 7q | +22.9%+$103.1K | |
| CATERPILLAR INC | CAT | $547.6K | 675 | -0.05pp | 7q | -0.9%-$4.9K | |
| DIMENSIONAL ETF TRUST | DFUS | $541.3K | 6,519 | flat | 12q | HELD | |
| ALPHABET INC | GOOGL | $527.3K | 1,532 | flat | 10q | +11.3%+$53.3K | |
| ISHARES INC | IEMG | $527.2K | 6,496 | flat | 5q | +3.7%+$18.7K | |
| VANGUARD INDEX FDS | VUG | $522.3K | 5,796 | flat | 6q | HELD | |
| ISHARES TR | IJS | $515.1K | 4,021 | -0.01pp | 5q | HELD | |
| MICRON TECHNOLOGY INC | MU | $481.3K | 452 | -0.02pp | 2q | HELD | |
| ISHARES GOLD TR | IAU | $469.0K | 6,005 | +0.05pp | 3q | +69.3%+$192.0K | |
| SPDR GOLD TR | GLD | $463.1K | 1,216 | flat | 18q | -3.6%-$17.1K | |
| SPDR SERIES TRUST | SHM | $451.4K | 9,677 | - | new | NEW | |
| UNITEDHEALTH GROUP INC | UNH | $448.6K | 1,222 | -0.02pp | 22q | -2.7%-$12.5K | |
| ISHARES TR | IYY | $428.0K | 2,308 | flat | 22q | HELD | |
| ISHARES TR | IJR | $405.4K | 2,980 | -0.02pp | 22q | -4.2%-$18.0K | |
| JPMORGAN CHASE & CO | JPM | $404.0K | 1,221 | +0.01pp | 11q | +8.8%+$32.8K | |
| ISHARES TR | IWF | $397.8K | 3,176 | flat | 4q | +5.7%+$21.4K | |
| EATON CORP PLC | ETN | $376.3K | 876 | +0.01pp | 22q | +12.9%+$43.0K | |
| VANGUARD MUN BD FDS | VTEB | $359.4K | 7,589 | +0.01pp | 14q | +27.0%+$76.3K | |
| VANGUARD INDEX FDS | VBR | $352.4K | 1,525 | -0.01pp | 6q | -2.6%-$9.2K | |
| SELECT SECTOR SPDR TR | XLY | $345.4K | 3,174 | flat | 15q | +8.3%+$26.4K | |
| PROCTER & GAMBLE CO | PG | $338.6K | 2,330 | flat | 13q | +0.7%+$2.3K | |
| INTEL CORP | INTC | $327.6K | 2,725 | -0.02pp | 2q | -6.0%-$20.8K | |
| ALPHABET INC | GOOG | $324.6K | 953 | -0.01pp | 5q | -5.8%-$20.1K | |
| VANGUARD INDEX FDS | VO | $324.6K | 4,139 | -0.01pp | 22q | HELD | |
| PACER FDS TR | COWZ | $320.3K | 4,798 | flat | 19q | -0.9%-$3.0K | |
| ISHARES TR | SOXX | $318.7K | 560 | -0.01pp | 2q | HELD | |
| META PLATFORMS INC | META | $317.2K | 437 | +0.02pp | 8q | HELD | |
| VANGUARD STAR FDS | VXUS | $316.7K | 3,727 | flat | 12q | +2.2%+$6.9K | |
| FIDELITY COVINGTON TRUST | FREL | $311.4K | 11,459 | -0.01pp | 12q | +2.1%+$6.4K | |
| JOHNSON & JOHNSON | JNJ | $299.7K | 1,132 | +0.01pp | 4q | +8.1%+$22.5K | |
| THERMO FISHER SCIENTIFIC INC | TMO | $298.4K | 442 | +0.02pp | 5q | -0.9%-$2.7K | |
| ISHARES TR | IVV | $287.4K | 375 | flat | 2q | +5.6%+$15.3K | |
| EXXONMOBIL HOLDINGS CORP | XOM | $287.1K | 1,764 | - | new | NEW | |
| VANECK ETF TRUST | SHYD | $283.2K | 12,918 | -0.02pp | 4q | -14.1%-$46.7K | |
| SCHWAB STRATEGIC TR | SCHG | $276.2K | 7,688 | flat | 6q | HELD | |
| SCHWAB STRATEGIC TR | SCHV | $275.8K | 8,279 | -0.01pp | 6q | HELD | |
| VANGUARD WORLD FD | MGC | $262.8K | 931 | flat | 2q | HELD | |
| VANGUARD WORLD FD | VCR | $262.3K | 719 | -0.01pp | 5q | +2.7%+$6.9K | |
| GE AEROSPACE | GE | $261.4K | 837 | -0.02pp | 6q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VGK | $258.9K | 2,983 | flat | 11q | +9.2%+$21.9K | |
| COCA COLA CO | KO | $240.0K | 2,788 | flat | 2q | +3.6%+$8.4K | |
| 3M CO | MMM | $238.9K | 1,456 | flat | 7q | HELD | |
| VANGUARD WHITEHALL FDS | VIGI | $231.9K | 2,456 | flat | 7q | HELD | |
| FIRST SOLAR INC | FSLR | $229.5K | 1,310 | -0.02pp | 6q | HELD | |
| VANGUARD MALVERN FDS | VTIP | $223.6K | 4,543 | - | new | NEW | |
| VISA INC | V | $221.4K | 616 | flat | 2q | +2.7%+$5.8K | |
| INVESCO EXCH TRADED FD TR II | PXH | $221.2K | 7,609 | flat | 2q | +1.1%+$2.4K | |
| PEPSICO INC | PEP | $212.8K | 1,679 | -0.01pp | 7q | -0.7%-$1.4K | |
| VANGUARD INTL EQUITY INDEX F | VT | $211.8K | 1,342 | flat | 2q | HELD | |
| CHEVRON CORPORATION | CVX | $211.0K | 1,033 | - | new | NEW | |
| DIMENSIONAL ETF TRUST | DFSU | $206.5K | 4,377 | flat | 2q | HELD | |
| GE VERNOVA INC | GEV | $203.4K | 214 | -0.01pp | 2q | HELD | |
| COSTCO WHOLESALE CORPORATION | COST | $200.2K | 220 | flat | 12q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Capital Markets | $7.3M | 1.9% |
| Other sectors | $16.3M | 4.2% |
| Not classified | $364.2M | 93.9% |
What the disclosed book did
This is not the fund's return. A 13F shows long US equity positions only, so shorts, bonds, foreign listings, private holdings and cash are all invisible here. What this measures is the quarter's change in value of the positions this manager disclosed, had they been left untouched - the return a reader following the filing would have earned.
| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2026 | -0.7% | +2.1% | -2.9% | 100% |
| Q2 2026 | +9.8% | +14.8% | -5.0% | 100% |
| Q1 2026 | -1.6% | -4.6% | +3.0% | 100% |
| Q4 2025 | +1.4% | +2.4% | -1.0% | 100% |
| Q3 2025 | +6.2% | +7.8% | -1.6% | 100% |
| Q2 2025 | +7.9% | +10.5% | -2.6% | 100% |
| Q1 2025 | -1.0% | -4.6% | +3.5% | 100% |
| Q4 2024 | -2.9% | +2.1% | -5.0% | 100% |
Market is SPY over the same two quarter ends, priced the same way as everything else here - the median across every filer reporting it. It is a large-cap US proxy, so a manager holding small caps or biotech will beat or trail it for reasons that are not skill. Prices are quarter-end to quarter-end and say nothing about the path in between, or about trades opened and closed inside a quarter.
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | $387.7M | 120 | 4 | 65 | 26 | 1 | 65.4% | 21 |
| Q2 2026 | $373.9M | 117 | 12 | 58 | 31 | 2 | 65.4% | 16 |
| Q1 2026 | $338.4M | 107 | 7 | 53 | 26 | 5 | 65.4% | 20 |
| Q4 2025 | $323.5M | 105 | 5 | 52 | 19 | 3 | 67.0% | 43 |
| Q3 2025 | $311.6M | 103 | 9 | 36 | 42 | 3 | 66.6% | 50 |
| Q2 2025 | $279.3M | 97 | 10 | 50 | 29 | 4 | 66.7% | 32 |
| Q1 2025 | $237.8M | 91 | 20 | 37 | 26 | 3 | 67.8% | 28 |
| Q4 2024 | $217.0M | 74 | 3 | 47 | 15 | 5 | 70.0% | 41 |
| Q3 2024 | $185.2M | 76 | 4 | 46 | 15 | 1 | 65.0% | 28 |
| Q2 2024 | $168.0M | 73 | 4 | 31 | 28 | 6 | 65.2% | 29 |
| Q1 2024 | $158.3M | 75 | 12 | 25 | 24 | 8 | 63.6% | 36 |
| Q4 2023 | $148.2M | 71 | 9 | 19 | 26 | 3 | 57.7% | 33 |
| Q3 2023 | $132.0M | 65 | 6 | 17 | 21 | 3 | 60.2% | 25 |
| Q2 2023 | $136.4M | 62 | 6 | 30 | 9 | 8 | 61.3% | 34 |
| Q1 2023 | $128.5M | 64 | 4 | 23 | 27 | 1 | 62.4% | 28 |
| Q4 2022 | $115.1M | 61 | 3 | 37 | 18 | 2 | 61.0% | 33 |
| Q3 2022 | $103.4M | 60 | 0 | 39 | 10 | 2 | 58.6% | 46 |
| Q2 2022 | $102.5M | 62 | 6 | 33 | 13 | 8 | 56.8% | 35 |
| Q1 2022 | $111.2M | 64 | 12 | 16 | 26 | 4 | 61.4% | 49 |
| Q4 2021 | $117.5M | 56 | 7 | 20 | 20 | 2 | 62.2% | 24 |
| Q3 2021 | $108.0M | 51 | 4 | 19 | 16 | 3 | 59.7% | 4 |
| Q2 2021 | $104.1M | 50 | 0 | 0 | 0 | 0 | 59.8% | 36 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.