Rinkey Investments
Reported holdings as of Q3 2026, from 20 quarterly filings.
Holdings
Download these holdings as CSV
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| ISHARES TR | TFLO | $44.0M | 867,534 | -0.88pp | 17q | -9.7%-$4.7M | |
| SPDR SERIES TRUST | SPTM | $33.0M | 358,616 | +0.17pp | 20q | -1.3%-$435.9K | |
| SPDR INDEX SHS FDS | SPDW | $31.2M | 620,532 | -0.09pp | 20q | -3.0%-$964.3K | |
| VANGUARD INDEX FDS | VTV | $27.9M | 129,098 | +1.28pp | 9q | +22.1%+$5.0M | |
| VANGUARD TAX-MANAGED FDS | VEA | $26.4M | 373,441 | +0.80pp | 16q | +13.0%+$3.0M | |
| VANGUARD CHARLOTTE FDS | BNDX | $23.2M | 495,523 | +0.14pp | 9q | +3.8%+$845.2K | |
| VANGUARD BD INDEX FDS | BND | $18.0M | 256,014 | +0.29pp | 15q | +9.8%+$1.6M | |
| VANGUARD INDEX FDS | VTI | $15.1M | 40,395 | +0.16pp | 16q | +1.1%+$165.4K | |
| ISHARES TR | CMF | $13.6M | 251,730 | -0.34pp | 20q | -5.5%-$799.9K | |
| ISHARES TR | MUB | $12.9M | 127,395 | +0.17pp | 20q | +10.2%+$1.2M | |
| VANGUARD INDEX FDS | VUG | $12.5M | 138,520 | +0.50pp | 9q | +12.2%+$1.4M | |
| VANGUARD SCOTTSDALE FDS | VGLT | $8.0M | 158,910 | -0.02pp | 9q | +6.4%+$482.3K | |
| SPDR SERIES TRUST | SPTS | $7.6M | 266,403 | -0.06pp | 17q | -4.4%-$347.6K | |
| APPLE INC | AAPL | $6.5M | 19,463 | +0.22pp | 20q | -0.9%-$61.6K | |
| SPDR INDEX SHS FDS | SPEM | $6.2M | 119,217 | +0.02pp | 20q | -0.6%-$36.6K | |
| ISHARES TR | IVV | $6.1M | 7,993 | +0.09pp | 12q | +2.1%+$124.1K | |
| SCHWAB STRATEGIC TR | SCHV | $5.7M | 170,249 | -0.08pp | 7q | -3.1%-$181.8K | |
| ISHARES TR | IEI | $5.6M | 49,646 | -0.30pp | 17q | -17.0%-$1.2M | |
| ISHARES TR | IEFA | $4.9M | 50,387 | +0.03pp | 12q | HELD | |
| SPDR SERIES TRUST | SPAB | $4.9M | 199,841 | -0.10pp | 20q | -5.3%-$269.9K | |
| VANGUARD INTL EQUITY INDEX F | VWO | $4.8M | 80,158 | -0.48pp | 16q | -30.4%-$2.1M | |
| MICROSOFT CORP | MSFT | $4.4M | 8,560 | +0.32pp | 20q | +1.4%+$62.1K | |
| BERKSHIRE HATHAWAY INC DEL | BRKB | $4.1M | 8,283 | +0.02pp | 16q | HELD | |
| INVESCO QQQ TR | QQQ | $3.8M | 5,140 | flat | 5q | -2.2%-$84.3K | |
| ISHARES TR | EMB | $3.7M | 40,558 | -0.04pp | 20q | -0.6%-$21.5K | |
| SCHWAB STRATEGIC TR | SCHA | $3.6M | 111,149 | -0.36pp | 7q | -23.2%-$1.1M | |
| VANGUARD INDEX FDS | VB | $3.4M | 11,948 | -1.56pp | 9q | -64.1%-$6.1M | |
| VANGUARD WORLD FD | VGT | $2.8M | 22,655 | +0.12pp | 17q | +13.6%+$341.8K | |
| ISHARES TR | IWD | $2.8M | 11,142 | flat | 11q | -4.4%-$127.9K | |
| FIDELITY MERRIMACK STR TR | FBND | $2.5M | 56,783 | +0.10pp | 8q | +23.3%+$464.1K | |
| NVIDIA CORPORATION | NVDA | $2.4M | 10,323 | +0.09pp | 11q | +2.1%+$49.1K | |
| PROGRESSIVE CORP | PGR | $2.3M | 11,083 | -0.02pp | 12q | HELD | |
| AMAZON COM INC | AMZN | $2.2M | 8,887 | +0.04pp | 20q | +1.1%+$24.9K | |
| SCHWAB STRATEGIC TR | SCHG | $2.1M | 58,938 | +0.03pp | 7q | -2.9%-$62.9K | |
| SPDR SERIES TRUST | SPIB | $2.1M | 65,414 | +0.03pp | 20q | +7.4%+$145.8K | |
| VANGUARD SCOTTSDALE FDS | VGSH | $2.1M | 36,569 | +0.02pp | 9q | +2.6%+$52.6K | |
| COSTCO WHOLESALE CORPORATION | COST | $2.0M | 2,185 | flat | 17q | HELD | |
| SPDR SERIES TRUST | SPIP | $1.9M | 78,210 | +0.03pp | 20q | +10.0%+$172.5K | |
| BROOKFIELD CORP | BN | $1.6M | 42,547 | -0.05pp | 11q | HELD | |
| VANGUARD SCOTTSDALE FDS | VCIT | $1.5M | 19,734 | -0.07pp | 9q | -13.4%-$239.9K | |
| VANGUARD INDEX FDS | VOO | $1.5M | 2,154 | +0.07pp | 16q | +19.5%+$246.0K | |
| VANGUARD MALVERN FDS | VTIP | $1.4M | 29,008 | flat | 12q | HELD | |
| VANGUARD WHITEHALL FDS | VWOB | $1.4M | 22,253 | -0.01pp | 12q | HELD | |
| T MOBILE US INC | TMUS | $1.2M | 7,228 | flat | 12q | HELD | |
| ALPHABET INC | GOOGL | $1.2M | 3,394 | flat | 12q | HELD | |
| ALPHABET INC | GOOG | $1.0M | 3,065 | +0.01pp | 9q | +6.8%+$66.8K | |
| RTX CORPORATION | RTX | $1.0M | 5,415 | flat | 5q | HELD | |
| VANGUARD INDEX FDS | VBK | $971.4K | 2,875 | +0.01pp | 12q | +12.8%+$110.1K | |
| ISHARES BITCOIN TRUST ETF | IBIT | $958.6K | 20,248 | +0.07pp | 11q | -3.4%-$33.5K | |
| SPDR SERIES TRUST | XBI | $936.4K | 2,774 | +0.16pp | 4q | +51.8%+$319.3K | |
| ISHARES TR | SOXX | $863.2K | 1,518 | -0.04pp | 14q | -5.7%-$52.3K | |
| iShares Tr | SHV | $861.1K | 7,805 | +0.08pp | 6q | +57.9%+$315.7K | |
| ISHARES TR | IVW | $856.7K | 6,022 | +0.01pp | 5q | HELD | |
| ISHARES TR | IAGG | $819.6K | 16,658 | +0.08pp | 2q | +64.1%+$320.2K | |
| INTERNATIONAL BUSINESS MACHS | IBM | $806.7K | 3,668 | -0.05pp | 12q | -0.9%-$7.7K | |
| PALO ALTO NETWORKS INC | PANW | $806.5K | 2,030 | +0.03pp | 8q | HELD | |
| CROWDSTRIKE HLDGS INC | CRWD | $773.6K | 2,922 | +0.05pp | 6q | HELD | |
| VANGUARD STAR FDS | VXUS | $749.9K | 8,826 | +0.01pp | 6q | +7.1%+$49.7K | |
| ISHARES TR | SUB | $749.0K | 7,165 | flat | 5q | HELD | |
| STRYKER CORPORATION | SYK | $746.9K | 2,712 | -0.02pp | 16q | HELD | |
| VANGUARD INDEX FDS | VV | $742.4K | 2,110 | +0.01pp | 5q | HELD | |
| TESLA INC | TSLA | $740.8K | 2,088 | -0.04pp | 9q | -7.1%-$56.4K | |
| SPDR GOLD TR | GLD | $731.6K | 1,921 | +0.01pp | 20q | -1.7%-$12.9K | |
| ORACLE CORP | ORCL | $731.1K | 5,325 | -0.01pp | 12q | HELD | |
| VANGUARD INDEX FDS | VO | $719.4K | 9,174 | flat | 5q | -0.6%-$4.2K | |
| JPMORGAN CHASE & CO | JPM | $683.2K | 2,065 | +0.09pp | 6q | +111.4%+$359.9K | |
| ISHARES TR | AGG | $670.0K | 7,087 | -0.05pp | 20q | -22.2%-$190.9K | |
| ISHARES TR | FLOT | $662.2K | 12,971 | +0.01pp | 3q | +1.0%+$6.8K | |
| ARK ETF TR | ARKK | $657.8K | 7,383 | +0.02pp | 2q | HELD | |
| ISHARES TR | MTUM | $652.5K | 2,056 | -0.01pp | 5q | HELD | |
| META PLATFORMS INC | META | $634.7K | 875 | +0.04pp | 6q | HELD | |
| MICRON TECHNOLOGY INC | MU | $563.4K | 529 | -0.01pp | 4q | -0.6%-$3.2K | |
| VANGUARD INDEX FDS | VBR | $552.6K | 2,392 | flat | 12q | HELD | |
| NUVEEN MUN CR INCOME FD | NZF | $551.5K | 50,925 | -0.02pp | 11q | HELD | |
| NUVEEN AMT FREE MUN CR INC F | NVG | $545.4K | 51,400 | -0.02pp | 11q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VT | $539.8K | 3,420 | flat | 5q | HELD | |
| VANECK ETF TRUST | ITM | $532.8K | 12,109 | -0.01pp | 5q | HELD | |
| CSX CORP | CSX | $522.8K | 11,240 | flat | 6q | HELD | |
| SCHWAB STRATEGIC TR | SCHX | $512.7K | 17,090 | flat | 10q | HELD | |
| VANGUARD SCOTTSDALE FDS | VGIT | $502.5K | 8,868 | -0.05pp | 2q | -28.8%-$203.0K | |
| ISHARES INC | EIS | $502.3K | 4,140 | -0.01pp | 4q | -7.4%-$39.9K | |
| ISHARES INC | EEMV | $466.0K | 6,293 | flat | 5q | HELD | |
| STATE STR SPDR S&P 500 ETF T | SPY | $465.2K | 610 | flat | 20q | HELD | |
| AMERICAN CENTY ETF TR | AVUV | $455.1K | 3,864 | flat | 4q | +4.0%+$17.4K | |
| NUVEEN AMT FREE QLTY MUN INC | NEA | $432.8K | 43,500 | -0.02pp | 4q | HELD | |
| WALMART INC | WMT | $411.7K | 3,961 | -0.01pp | 6q | -7.0%-$31.2K | |
| ISHARES TR | GOVT | $394.9K | 18,057 | flat | 11q | HELD | |
| ISHARES GOLD TRUST MICRO | IAUM | $388.5K | 9,380 | - | new | NEW | |
| ACCENTURE PLC IRELAND | ACN | $371.3K | 2,025 | +0.03pp | 11q | HELD | |
| PALANTIR TECHNOLOGIES INC | PLTR | $371.1K | 1,984 | +0.04pp | 6q | +10.9%+$36.5K | |
| WORLD GOLD TR | GLDM | $357.7K | 4,353 | - | new | NEW | |
| AMERICAN CENTY ETF TR | AVDE | $351.3K | 3,898 | +0.01pp | 3q | +8.6%+$27.9K | |
| ISHARES TR | DGRO | $342.0K | 4,536 | flat | 5q | -3.0%-$10.6K | |
| SCHWAB STRATEGIC TR | SCHR | $337.7K | 14,251 | flat | 5q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VGK | $323.1K | 3,722 | flat | 7q | +5.9%+$18.0K | |
| CHUBB LIMITED | CB | $321.0K | 987 | flat | 4q | HELD | |
| BUTTERFLY NETWORK INC | BFLY | $317.0K | 35,375 | flat | 12q | -12.4%-$45.0K | |
| SCHWAB STRATEGIC TR | SCHH | $314.4K | 14,263 | flat | 5q | HELD | |
| PATTERSON-UTI ENERGY INC | PTEN | $308.3K | 28,230 | +0.01pp | 5q | HELD | |
| TAIWAN SEMICONDUCTOR MANUFAC | TSM | $298.8K | 655 | flat | 2q | HELD | |
| SPDR SERIES TRUST | SPSB | $295.7K | 9,992 | flat | 10q | +5.7%+$15.9K | |
| VANECK ETF TRUST | GDX | $288.9K | 3,290 | - | new | NEW | |
| VANGUARD INDEX FDS | VXF | $283.5K | 1,224 | - | new | NEW | |
| SCHWAB STRATEGIC TR | SCHP | $275.4K | 10,958 | -0.09pp | 20q | -56.6%-$359.2K | |
| ISHARES TR | FXI | $274.6K | 8,071 | +0.01pp | 7q | HELD | |
| ISHARES TR | XT | $272.4K | 3,266 | flat | 5q | HELD | |
| VISA INC | V | $269.9K | 751 | flat | 4q | HELD | |
| ALTRIA GROUP INC | MO | $268.6K | 3,988 | -0.01pp | 6q | -4.8%-$13.5K | |
| ELI LILLY & CO | LLY | $265.0K | 229 | flat | 4q | HELD | |
| ISHARES TR | ITA | $261.5K | 1,262 | -0.02pp | 2q | -10.6%-$31.1K | |
| SELECT SECTOR SPDR TR | XLV | $252.6K | 1,500 | - | new | NEW | |
| NETFLIX INC. | NFLX | $251.2K | 3,610 | flat | 8q | -4.0%-$10.4K | |
| PETROLEO BRASILEIRO S A | PBR | $244.7K | 11,724 | - | new | NEW | |
| WORTHINGTON ENTERPRISES INC | WOR | $237.8K | 3,994 | +0.01pp | 7q | HELD | |
| DIMENSIONAL ETF TRUST | DFIV | $231.7K | 4,147 | flat | 4q | HELD | |
| BROADCOM INC | AVGO | $225.1K | 641 | flat | 2q | HELD | |
| AEROVIRONMENT INC | AVAV | $222.3K | 1,563 | - | new | NEW | |
| TARGET CORP | TGT | $222.2K | 1,418 | - | new | NEW | |
| DIMENSIONAL ETF TRUST | DFUV | $221.7K | 4,031 | flat | 2q | HELD | |
| BOEING CO | BA | $221.4K | 1,190 | -0.01pp | 6q | -1.2%-$2.6K | |
| TEVA PHARMACEUTICAL INDS LTD | TEVA | $219.8K | 5,550 | - | new | NEW | |
| APPLIED MATLS INC | AMAT | $215.8K | 422 | -0.05pp | 3q | -32.2%-$102.3K | |
| JOHNSON & JOHNSON | JNJ | $210.2K | 794 | flat | 12q | HELD | |
| COCA COLA CO | KO | $205.0K | 2,381 | - | new | NEW | |
| ISHARES TR | MCHI | $203.1K | 3,891 | - | new | NEW | |
| AMERICAN CENTY ETF TR | AVEM | $200.7K | 2,134 | - | new | NEW | |
| SIMPLIFY EXCHANGE TRADED FUN | TUA | $196.4K | 10,315 | - | new | NEW | |
| ARCHER AVIATION INC | ACHR | $132.2K | 26,600 | - | new | NEW | |
| PATRIOT NATL BANCORP INC | PNBK | $112.1K | 121,828 | flat | 6q | HELD | |
| EOS ENERGY ENTERPRISES INC | EOSE | $110.0K | 35,877 | -0.02pp | 5q | HELD | |
| GRAB HOLDINGS LIMITED | GRAB | $37.3K | 12,000 | - | new | NEW | |
| NEXTDOOR HOLDINGS INC | NXDR | $36.5K | 15,000 | - | new | NEW |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Software & IT Services | $9.2M | 2.2% |
| Computer Hardware | $8.1M | 1.9% |
| Insurance | $6.7M | 1.6% |
| Other sectors | $23.4M | 5.6% |
| Not classified | $368.4M | 88.6% |
What the disclosed book did
This is not the fund's return. A 13F shows long US equity positions only, so shorts, bonds, foreign listings, private holdings and cash are all invisible here. What this measures is the quarter's change in value of the positions this manager disclosed, had they been left untouched - the return a reader following the filing would have earned.
| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2026 | -1.0% | +2.1% | -3.1% | 100% |
| Q2 2026 | +7.2% | +14.8% | -7.7% | 100% |
| Q1 2026 | -1.1% | -4.6% | +3.5% | 100% |
| Q4 2025 | +0.8% | +2.4% | -1.6% | 100% |
| Q3 2025 | +4.6% | +7.8% | -3.2% | 100% |
| Q2 2025 | +4.8% | +10.5% | -5.7% | 100% |
| Q1 2025 | +0.1% | -4.6% | +4.6% | 100% |
| Q4 2024 | -2.0% | +2.1% | -4.2% | 100% |
Market is SPY over the same two quarter ends, priced the same way as everything else here - the median across every filer reporting it. It is a large-cap US proxy, so a manager holding small caps or biotech will beat or trail it for reasons that are not skill. Prices are quarter-end to quarter-end and say nothing about the path in between, or about trades opened and closed inside a quarter.
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | $415.7M | 132 | 16 | 31 | 37 | 12 | 59.0% | 28 |
| Q2 2026 | $424.8M | 128 | 12 | 39 | 37 | 9 | 57.3% | 20 |
| Q1 2026 | $391.0M | 125 | 6 | 30 | 41 | 10 | 55.2% | 41 |
| Q4 2025 | $393.8M | 129 | 17 | 36 | 36 | 14 | 56.9% | 35 |
| Q3 2025 | $376.9M | 126 | 30 | 34 | 25 | 4 | 53.2% | 45 |
| Q2 2025 | $332.8M | 100 | 15 | 35 | 25 | 10 | 55.9% | 44 |
| Q1 2025 | $315.7M | 95 | 14 | 21 | 28 | 9 | 61.1% | 45 |
| Q4 2024 | $312.5M | 90 | 17 | 40 | 20 | 8 | 58.2% | 45 |
| Q3 2024 | $309.0M | 81 | 18 | 17 | 20 | 9 | 59.7% | 44 |
| Q2 2024 | $278.3M | 72 | 10 | 26 | 15 | 9 | 70.7% | 31 |
| Q1 2024 | $274.4M | 71 | 13 | 29 | 13 | 3 | 70.1% | 32 |
| Q4 2023 | $253.9M | 61 | 21 | 20 | 12 | 7 | 72.1% | 43 |
| Q3 2023 | $218.3M | 47 | 2 | 18 | 18 | 16 | 78.5% | 40 |
| Q2 2023 | $218.7M | 61 | 10 | 29 | 11 | 4 | 74.9% | 41 |
| Q1 2023 | $190.8M | 55 | 6 | 26 | 11 | 4 | 75.4% | 42 |
| Q4 2022 | $167.1M | 53 | 15 | 15 | 10 | 2 | 76.7% | 44 |
| Q3 2022 | $132.4M | 40 | 12 | 17 | 6 | 16 | 80.2% | 45 |
| Q2 2022 | $113.3M | 44 | 10 | 18 | 12 | 2 | 76.8% | 40 |
| Q1 2022 | $101.2M | 36 | 0 | 19 | 12 | 216 | 80.3% | 39 |
| Q4 2021 | $108.8M | 252 | 0 | 0 | 0 | 0 | 73.8% | 48 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.