LifeSteps Financial, Inc.
Reported holdings as of Q3 2026, from 28 quarterly filings.
Holdings
Download these holdings as CSV
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| INVESCO QQQ TR | QQQ | $31.0M | 41,878 | -0.48pp | 28q | -5.8%-$1.9M | |
| STATE STR SPDR S&P 500 ETF T | SPY | $29.7M | 38,951 | -0.09pp | 28q | -4.9%-$1.5M | |
| NVIDIA CORPORATION | NVDA | $9.8M | 42,989 | -0.04pp | 27q | -15.1%-$1.7M | |
| APPLE INC | AAPL | $9.4M | 28,328 | +0.65pp | 28q | -0.7%-$66.6K | |
| MICROSOFT CORP | MSFT | $7.1M | 13,750 | +0.90pp | 28q | -3.0%-$220.0K | |
| ISHARES TR | IJH | $5.6M | 77,634 | -0.36pp | 28q | -7.9%-$476.4K | |
| SELECT SECTOR SPDR TR | XLK | $5.3M | 27,007 | +0.10pp | 28q | -0.9%-$45.6K | |
| VANGUARD INDEX FDS | VTV | $4.9M | 22,796 | -0.08pp | 28q | -4.5%-$234.2K | |
| ISHARES TR | IVV | $4.8M | 6,220 | +1.82pp | 25q | +376.6%+$3.8M | |
| VANGUARD WHITEHALL FDS | VYM | $4.2M | 27,250 | -0.09pp | 28q | -4.8%-$212.2K | |
| SPDR SERIES TRUST | SDY | $4.1M | 28,303 | -0.21pp | 28q | -8.4%-$378.5K | |
| JPMORGAN CHASE & CO | JPM | $3.8M | 11,568 | +0.10pp | 28q | +2.3%+$87.3K | |
| SCHWAB STRATEGIC TR | SCHD | $3.8M | 117,518 | +0.08pp | 28q | HELD | |
| ISHARES TR | IVW | $3.4M | 23,991 | +0.87pp | 28q | +101.9%+$1.7M | |
| ISHARES TR | IJS | $3.4M | 26,581 | -0.13pp | 28q | -3.3%-$115.2K | |
| DIMENSIONAL ETF TRUST | DFAX | $3.1M | 84,504 | -0.01pp | 3q | -3.3%-$105.6K | |
| SCHWAB STRATEGIC TR | SCHM | $3.1M | 89,983 | -0.16pp | 28q | -4.7%-$150.3K | |
| ISHARES TR | IWM | $3.0M | 10,795 | -0.21pp | 28q | -7.8%-$252.1K | |
| US BANCORP | USB | $2.9M | 50,365 | -0.03pp | 28q | HELD | |
| ISHARES TR | IUSB | $2.9M | 65,858 | +1.24pp | 2q | +863.0%+$2.6M | |
| DIMENSIONAL ETF TRUST | DFUS | $2.3M | 28,212 | flat | 3q | -3.7%-$89.3K | |
| AMAZON COM INC | AMZN | $2.2M | 8,860 | -0.11pp | 28q | -15.1%-$392.9K | |
| DIMENSIONAL ETF TRUST | DFLV | $2.1M | 51,898 | +0.01pp | 3q | -3.1%-$67.3K | |
| EXXONMOBIL HOLDINGS CORP | XOM | $2.0M | 12,045 | +0.17pp | 2q | HELD | |
| ABBVIE INC | ABBV | $1.9M | 7,274 | +0.05pp | 28q | -0.9%-$17.0K | |
| BLACKROCK ETF TRUST | DYNF | $1.8M | 25,872 | +0.76pp | 2q | +747.7%+$1.6M | |
| VANGUARD INDEX FDS | VUG | $1.7M | 18,928 | +0.04pp | 28q | -1.9%-$33.3K | |
| ISHARES TR | IVE | $1.6M | 6,797 | +0.58pp | 5q | +348.4%+$1.2M | |
| VANGUARD WORLD FD | MGK | $1.5M | 16,505 | +0.04pp | 28q | -1.4%-$21.7K | |
| BERKSHIRE HATHAWAY INC DEL | BRKB | $1.4M | 2,896 | -0.04pp | 28q | -6.8%-$104.6K | |
| ALPHABET INC | GOOG | $1.4M | 4,127 | -0.04pp | 28q | -4.4%-$65.1K | |
| CATERPILLAR INC | CAT | $1.4M | 1,714 | -0.19pp | 25q | -0.8%-$11.4K | |
| COCA COLA CO | KO | $1.2M | 14,425 | +0.05pp | 12q | HELD | |
| WALMART INC | WMT | $1.2M | 11,809 | -0.05pp | 12q | -1.3%-$16.2K | |
| WELLS FARGO & CO | WFC | $1.1M | 13,851 | -0.01pp | 16q | -0.8%-$8.6K | |
| HOME DEPOT INC | HD | $1.1M | 3,803 | -0.18pp | 28q | -10.1%-$120.9K | |
| BLACKROCK ETF TRUST | CORO | $1.1M | 29,057 | +0.47pp | 2q | +1305.8%+$981.1K | |
| JOHNSON & JOHNSON | JNJ | $1.0M | 3,916 | +0.01pp | 28q | -5.1%-$55.9K | |
| COSTCO WHOLESALE CORPORATION | COST | $1.0M | 1,137 | -0.22pp | 16q | -30.2%-$448.8K | |
| SCHWAB STRATEGIC TR | SCHZ | $1.0M | 46,254 | +0.45pp | 2q | +1297.0%+$949.0K | |
| AUTOMATIC DATA PROCESSING IN | ADP | $1.0M | 3,899 | +0.04pp | 28q | -7.1%-$76.9K | |
| TESLA INC | TSLA | $1.0M | 2,827 | -0.07pp | 26q | +1.1%+$11.0K | |
| MASTERCARD INCORPORATED | MA | $912.2K | 1,654 | +0.03pp | 26q | -1.5%-$13.8K | |
| BLACKROCK ETF TRUST | BLCR | $898.2K | 18,346 | +0.39pp | 2q | +1080.6%+$822.1K | |
| DIMENSIONAL ETF TRUST | DFCF | $894.8K | 22,302 | -0.06pp | 3q | -9.8%-$97.5K | |
| EMERSON ELEC CO | EMR | $888.0K | 5,725 | +0.04pp | 28q | HELD | |
| CHEVRON CORPORATION | CVX | $885.6K | 4,337 | +0.08pp | 26q | -1.6%-$14.3K | |
| BLACKROCK ETF TRUST | BAI | $813.6K | 17,240 | +0.34pp | 2q | +724.1%+$714.9K | |
| ISHARES TR | EFG | $796.1K | 6,644 | +0.32pp | 2q | +515.2%+$666.7K | |
| ISHARES TR | ACWX | $793.2K | 10,489 | +0.34pp | 2q | +888.6%+$712.9K | |
| ALPHABET INC | GOOGL | $776.7K | 2,257 | -0.01pp | 13q | -1.7%-$13.4K | |
| SCHWAB STRATEGIC TR | SCHG | $764.7K | 21,282 | +0.02pp | 28q | -3.5%-$28.0K | |
| META PLATFORMS INC | META | $725.2K | 1,000 | +0.08pp | 14q | -2.6%-$19.6K | |
| NEXTERA ENERGY INC | NEE | $708.6K | 9,356 | -0.04pp | 28q | +0.7%+$4.8K | |
| ISHARES INC | IEMG | $701.3K | 8,641 | +0.28pp | 2q | +470.7%+$578.4K | |
| ILLINOIS TOOL WKS INC | ITW | $685.0K | 2,663 | -0.01pp | 28q | HELD | |
| ISHARES TR | TLH | $672.9K | 7,300 | +0.27pp | 2q | +632.9%+$581.1K | |
| CISCO SYS INC | CSCO | $661.2K | 6,144 | -0.04pp | 16q | -6.4%-$45.5K | |
| VANGUARD INDEX FDS | VOO | $648.3K | 925 | flat | 13q | -4.5%-$30.8K | |
| BLACKROCK ETF TRUST | IALT | $621.4K | 20,812 | +0.27pp | 2q | +848.2%+$555.9K | |
| BROADCOM INC | AVGO | $603.9K | 1,720 | -0.08pp | 12q | -16.8%-$122.2K | |
| PROCTER & GAMBLE CO | PG | $588.7K | 4,052 | flat | 28q | -2.3%-$13.8K | |
| ISHARES TR | GOVT | $573.5K | 26,223 | +0.19pp | 2q | +245.9%+$407.7K | |
| INTERNATIONAL BUSINESS MACHS | IBM | $573.4K | 2,607 | -0.07pp | 12q | -1.3%-$7.7K | |
| ASML HLDG NV | ASML | $554.4K | 306 | -0.18pp | 16q | -35.6%-$306.2K | |
| ISHARES TR | EFV | $543.8K | 6,872 | +0.23pp | 2q | +726.0%+$478.0K | |
| BLACKROCK ETF TRUST | IDEF | $540.0K | 17,291 | +0.22pp | 2q | +663.4%+$469.2K | |
| ISHARES TR | MTUM | $532.3K | 1,677 | -0.01pp | 28q | +2.8%+$14.6K | |
| GE AEROSPACE | GE | $522.5K | 1,673 | -0.05pp | 12q | -3.0%-$16.2K | |
| ISHARES TR | USMV | $499.7K | 5,128 | +0.01pp | 28q | -1.1%-$5.6K | |
| BLACKROCK ETF TRUST II | GGOV | $495.1K | 9,882 | +0.22pp | 2q | +1146.2%+$455.4K | |
| BLACKROCK ETF TRUST | THRO | $487.7K | 11,089 | +0.21pp | 2q | +762.3%+$431.1K | |
| ISHARES TR | IJR | $475.6K | 3,496 | -0.02pp | 24q | -2.9%-$14.0K | |
| APPLIED MATLS INC | AMAT | $472.5K | 924 | -0.09pp | 6q | -2.6%-$12.8K | |
| FIDELITY COVINGTON TRUST | FHLC | $440.4K | 5,390 | +0.01pp | 24q | -4.5%-$20.8K | |
| GE VERNOVA INC | GEV | $416.6K | 438 | -0.05pp | 6q | -3.3%-$14.3K | |
| SCHWAB STRATEGIC TR | SCHB | $408.9K | 13,950 | flat | 14q | -1.8%-$7.3K | |
| UBER TECHNOLOGIES INC | UBER | $407.3K | 5,944 | -0.01pp | 7q | -1.4%-$5.9K | |
| VISA INC | V | $389.7K | 1,084 | +0.01pp | 28q | -2.0%-$7.9K | |
| SCHWAB STRATEGIC TR | SCHX | $378.4K | 12,614 | flat | 12q | -1.5%-$5.6K | |
| SELECT SECTOR SPDR TR | XLF | $355.8K | 6,663 | -0.02pp | 28q | -11.9%-$48.1K | |
| NETFLIX INC. | NFLX | $354.3K | 5,092 | flat | 9q | -2.2%-$8.1K | |
| SCHWAB STRATEGIC TR | SCHA | $350.7K | 10,749 | -0.03pp | 26q | -7.8%-$29.8K | |
| QUALCOMM INC | QCOM | $349.9K | 1,901 | -0.12pp | 16q | -42.9%-$262.7K | |
| LAM RESEARCH CORP | LRCX | $344.2K | 1,048 | -0.06pp | 4q | -7.3%-$27.3K | |
| SCHWAB STRATEGIC TR | SCHV | $337.9K | 10,144 | -0.02pp | 28q | -8.4%-$31.2K | |
| ADVANCED MICRO DEVICES INC | AMD | $327.2K | 535 | +0.01pp | 2q | -3.8%-$12.8K | |
| CROWDSTRIKE HLDGS INC | CRWD | $325.3K | 1,229 | +0.04pp | 2q | -4.0%-$13.5K | |
| SPACE EXPLORATION TECHN CORP | SPCX | $322.0K | 2,135 | +0.10pp | 2q | +231.0%+$224.7K | |
| VERIZON COMMUNICATIONS INC | VZ | $315.2K | 6,872 | flat | 28q | -8.2%-$28.1K | |
| GENELUX CORPORATION | GNLX | $312.5K | 123,500 | -0.02pp | 14q | +1.3%+$3.9K | |
| FLEXSHARES TR | QDF | $298.2K | 3,305 | flat | 24q | HELD | |
| ELI LILLY & CO | LLY | $284.3K | 246 | -0.01pp | 11q | -6.5%-$19.6K | |
| NOVO-NORDISK A S | NVO | $281.5K | 7,425 | -0.03pp | 28q | HELD | |
| FIDELITY COVINGTON TRUST | FDVV | $277.7K | 4,572 | +0.02pp | 3q | +10.8%+$27.0K | |
| VANGUARD BD INDEX FDS | BIV | $275.6K | 3,782 | +0.02pp | 3q | +17.6%+$41.2K | |
| AMGEN INC | AMGN | $273.5K | 649 | -0.01pp | 28q | -20.2%-$69.1K | |
| DISNEY WALT CO | DIS | $271.9K | 2,592 | +0.01pp | 28q | -5.7%-$16.6K | |
| PEPSICO INC | PEP | $256.2K | 2,022 | -0.02pp | 28q | -11.9%-$34.5K | |
| MCDONALDS CORP | MCD | $255.9K | 1,108 | -0.02pp | 12q | -3.1%-$8.3K | |
| KIMBERLY CLARK CORP | KMB | $246.0K | 2,525 | -0.01pp | 28q | HELD | |
| GOLDMAN SACHS GROUP INC | GS | $244.6K | 272 | -0.02pp | 6q | -4.9%-$12.6K | |
| SERVISFIRST BANCSHARES INC | SFBS | $239.9K | 6,000 | -0.01pp | 9q | HELD | |
| BANK OF AMER CORP | BACPRL | $237.3K | 194 | -0.01pp | 3q | -9.3%-$24.5K | |
| TRACTOR SUPPLY CO | TSCO | $230.4K | 7,364 | flat | 12q | -4.7%-$11.3K | |
| ISHARES TR | IWB | $216.4K | 520 | flat | 2q | HELD | |
| ORACLE CORP | ORCL | $208.3K | 1,517 | flat | 8q | -0.5%-$1.1K | |
| ISHARES GOLD TR | IAU | $207.6K | 2,658 | +0.09pp | 2q | +780.1%+$184.0K | |
| FIDELITY COVINGTON TRUST | FDEV | $201.6K | 5,584 | +0.01pp | 2q | +12.0%+$21.6K | |
| NUVEEN PFD & INCOME OPPORTUN | JPC | $78.6K | 11,520 | -0.01pp | 16q | -6.5%-$5.5K | |
| OXFORD SQUARE CAP CORP | OXSQ | $12.8K | 10,000 | flat | 10q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Funds & ETFs | $29.8M | 14.2% |
| Semiconductors & Electronics | $13.4M | 6.4% |
| Software & IT Services | $11.8M | 5.6% |
| Computer Hardware | $10.7M | 5.1% |
| Banks & Lending | $8.1M | 3.9% |
| Retail & Consumer | $6.0M | 2.9% |
| Biotech & Pharma | $4.1M | 2.0% |
| Industrials | $3.2M | 1.5% |
| Other sectors | $11.2M | 5.3% |
| Not classified | $111.3M | 53.1% |
What the disclosed book did
This is not the fund's return. A 13F shows long US equity positions only, so shorts, bonds, foreign listings, private holdings and cash are all invisible here. What this measures is the quarter's change in value of the positions this manager disclosed, had they been left untouched - the return a reader following the filing would have earned.
| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2026 | +1.1% | +2.1% | -1.0% | 100% |
| Q2 2026 | +14.8% | +14.8% | -0.0% | 100% |
| Q1 2026 | -3.7% | -4.6% | +0.9% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.7% | 100% |
| Q3 2025 | +8.6% | +7.8% | +0.7% | 100% |
| Q2 2025 | +10.4% | +10.5% | -0.1% | 100% |
| Q1 2025 | -5.4% | -4.6% | -0.9% | 100% |
| Q4 2024 | +2.1% | +2.1% | -0.1% | 100% |
Market is SPY over the same two quarter ends, priced the same way as everything else here - the median across every filer reporting it. It is a large-cap US proxy, so a manager holding small caps or biotech will beat or trail it for reasons that are not skill. Prices are quarter-end to quarter-end and say nothing about the path in between, or about trades opened and closed inside a quarter.
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | $209.6M | 111 | 0 | 29 | 70 | 681 | 53.3% | 15 |
| Q2 2026 | $214.5M | 792 | 697 | 38 | 33 | 2 | 52.7% | 17 |
| Q1 2026 | $157.9M | 97 | 8 | 23 | 34 | 1 | 56.9% | 22 |
| Q4 2025 | $156.3M | 90 | 2 | 22 | 30 | 1 | 59.0% | 28 |
| Q3 2025 | $155.7M | 89 | 3 | 17 | 39 | 0 | 59.6% | 16 |
| Q2 2025 | $145.5M | 86 | 5 | 36 | 18 | 1 | 59.5% | 23 |
| Q1 2025 | $123.3M | 82 | 1 | 18 | 37 | 1 | 57.1% | 23 |
| Q4 2024 | $130.3M | 82 | 2 | 23 | 20 | 5 | 58.7% | 34 |
| Q3 2024 | $127.8M | 85 | 7 | 14 | 19 | 3 | 58.3% | 16 |
| Q2 2024 | $121.1M | 81 | 1 | 9 | 33 | 360 | 59.2% | 17 |
| Q1 2024 | $132.5M | 440 | 358 | 9 | 30 | 0 | 52.2% | 26 |
| Q4 2023 | $112.8M | 82 | 12 | 18 | 17 | 2 | 57.0% | 19 |
| Q3 2023 | $98.3M | 72 | 2 | 13 | 15 | 2 | 58.4% | 25 |
| Q2 2023 | $101.2M | 72 | 7 | 12 | 22 | 2 | 59.5% | 14 |
| Q1 2023 | $94.2M | 67 | 3 | 6 | 43 | 6 | 59.5% | 12 |
| Q4 2022 | $96.0M | 70 | 11 | 20 | 32 | 13 | 57.7% | 18 |
| Q3 2022 | $88.7M | 72 | 3 | 25 | 28 | 6 | 57.8% | 14 |
| Q2 2022 | $95.9M | 75 | 1 | 8 | 37 | 8 | 58.0% | 13 |
| Q1 2022 | $135.2M | 82 | 5 | 16 | 36 | 2 | 55.5% | 12 |
| Q4 2021 | $141.3M | 79 | 4 | 21 | 30 | 6 | 58.0% | 26 |
| Q3 2021 | $130.7M | 81 | 0 | 19 | 24 | 3 | 57.5% | 6 |
| Q2 2021 | $130.2M | 84 | 1 | 39 | 23 | 1 | 57.4% | 9 |
| Q1 2021 | $119.8M | 84 | 1 | 27 | 22 | 1 | 58.3% | 20 |
| Q4 2020 | $109.0M | 84 | 9 | 15 | 37 | 3 | 59.8% | 25 |
| Q3 2020 | $94.8M | 78 | 7 | 20 | 28 | 1 | 60.3% | 21 |
| Q2 2020 | $86.6M | 72 | 10 | 19 | 22 | 14 | 60.1% | 36 |
| Q1 2020 | $86.9M | 76 | 2 | 28 | 20 | 19 | 49.2% | 51 |
| Q4 2019 | $106.0M | 93 | 0 | 0 | 0 | 0 | 47.9% | 30 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.