Financial Synergies Wealth Advisors, Inc.
Reported holdings as of Q3 2026, from 31 quarterly filings.
Holdings
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| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| ISHARES TR | IVV | $175.5M | 229,119 | -0.07pp | 31q | +0.6%+$978.0K | |
| VANGUARD INDEX FDS | VUG | $137.9M | 1,529,827 | +0.24pp | 26q | +0.9%+$1.3M | |
| VANGUARD INDEX FDS | VO | $122.0M | 1,555,944 | -0.42pp | 31q | +1.9%+$2.2M | |
| VANGUARD INDEX FDS | VTV | $114.6M | 530,516 | -0.25pp | 26q | +1.5%+$1.7M | |
| ISHARES TR | EFV | $69.9M | 883,585 | +0.04pp | 26q | +0.7%+$500.4K | |
| VANGUARD TAX-MANAGED FDS | VEA | $62.2M | 880,265 | -0.16pp | 31q | +1.2%+$734.6K | |
| ISHARES TR | EFG | $58.6M | 489,325 | -0.25pp | 25q | +2.0%+$1.2M | |
| ISHARES INC | IEMG | $51.1M | 630,207 | -0.17pp | 25q | +1.4%+$697.2K | |
| SCHWAB STRATEGIC TR | SCHG | $42.3M | 1,177,465 | +0.08pp | 31q | HELD | |
| VANGUARD SCOTTSDALE FDS | VCIT | $29.0M | 370,116 | - | new | NEW | |
| VANGUARD SCOTTSDALE FDS | VONV | $23.4M | 215,323 | -0.04pp | 26q | -0.9%-$207.0K | |
| DIMENSIONAL ETF TRUST | DFAS | $22.0M | 284,179 | -0.14pp | 18q | +2.0%+$425.2K | |
| AMERICAN CENTY ETF TR | AVUV | $21.6M | 183,602 | -0.14pp | 11q | +1.6%+$332.3K | |
| VANGUARD INDEX FDS | VB | $21.0M | 73,768 | -0.19pp | 31q | -0.7%-$156.8K | |
| MICRON TECHNOLOGY INC | MU | $18.6M | 17,450 | -0.15pp | 4q | +1.9%+$340.8K | |
| DIMENSIONAL ETF TRUST | DFUV | $17.3M | 314,129 | -0.07pp | 18q | -1.4%-$252.6K | |
| APPLE INC | AAPL | $15.6M | 46,700 | +0.21pp | 28q | +8.0%+$1.2M | |
| VANGUARD INDEX FDS | VBR | $13.6M | 59,014 | -0.09pp | 26q | HELD | |
| SCHWAB STRATEGIC TR | FNDF | $10.1M | 187,750 | -0.02pp | 31q | -0.6%-$60.2K | |
| SANDISK CORP | SNDK | $9.0M | 5,145 | -0.20pp | 3q | +6.5%+$549.8K | |
| SCHWAB STRATEGIC TR | SCHX | $8.3M | 277,113 | flat | 31q | +1.5%+$125.6K | |
| FIDELITY MERRIMACK STR TR | FBND | $8.2M | 189,781 | -0.02pp | 20q | +5.5%+$432.0K | |
| EXXONMOBIL HOLDINGS CORP | XOM | $7.9M | 48,464 | - | new | NEW | |
| CATERPILLAR INC | CAT | $7.3M | 9,030 | -0.21pp | 6q | HELD | |
| ISHARES TR | IVE | $7.1M | 31,023 | -0.01pp | 24q | +0.6%+$40.6K | |
| SCHWAB STRATEGIC TR | SCHM | $6.8M | 198,697 | -0.07pp | 20q | HELD | |
| VANGUARD INDEX FDS | VOO | $6.8M | 9,632 | +0.04pp | 28q | +9.1%+$561.4K | |
| ISHARES TR | IEFA | $6.5M | 67,122 | -0.02pp | 18q | HELD | |
| ISHARES TR | IWN | $6.0M | 28,650 | -0.04pp | 18q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VWO | $5.9M | 99,439 | -0.02pp | 26q | HELD | |
| BLACKROCK ETF TRUST II | HIMU | $5.5M | 121,221 | -0.11pp | 7q | -8.7%-$528.9K | |
| ISHARES TR | EEM | $5.2M | 78,091 | -0.03pp | 26q | -0.9%-$45.7K | |
| PIMCO ETF TR | MUNI | $5.0M | 101,622 | -0.09pp | 16q | -10.6%-$597.2K | |
| WESTERN DIGITAL CORP | WDC | $5.0M | 10,934 | -0.18pp | 4q | HELD | |
| MICROSOFT CORP | MSFT | $3.7M | 7,258 | +0.12pp | 27q | +26.8%+$786.8K | |
| DIMENSIONAL ETF TRUST | DFIV | $3.5M | 61,926 | flat | 18q | +1.5%+$52.6K | |
| STATE STR SPDR S&P 500 ETF T CALL | SPY | $3.3M | 3,668 | +0.10pp | 31q | +39.6%+$923.8K | |
| WALMART INC | WMT | $3.1M | 29,753 | -0.03pp | 6q | +1.5%+$47.2K | |
| NVIDIA CORPORATION | NVDA | $3.1M | 13,466 | +0.08pp | 18q | +34.6%+$790.6K | |
| ISHARES TR | EFA | $3.1M | 29,418 | -0.01pp | 26q | HELD | |
| CHEVRON CORPORATION | CVX | $2.9M | 14,070 | +0.04pp | 31q | +1.9%+$52.7K | |
| VALERO ENERGY CORP | VLO | $2.8M | 7,175 | +0.03pp | 4q | -21.7%-$771.0K | |
| VANGUARD INDEX FDS | VXF | $2.7M | 11,738 | -0.04pp | 25q | -5.5%-$158.4K | |
| COSTCO WHOLESALE CORPORATION | COST | $2.6M | 2,821 | -0.01pp | 3q | +0.9%+$22.8K | |
| ISHARES TR | USIG | $2.1M | 43,729 | -0.06pp | 11q | -20.4%-$546.0K | |
| BERKSHIRE HATHAWAY INC DEL | BRKB | $2.1M | 4,266 | flat | 23q | +1.5%+$30.4K | |
| INVESCO QQQ TR | QQQ | $2.1M | 2,787 | flat | 18q | +1.3%+$26.6K | |
| SCHWAB STRATEGIC TR | FNDX | $2.0M | 64,900 | -0.01pp | 31q | -1.0%-$21.6K | |
| ISHARES TR | IWM | $2.0M | 7,183 | -0.02pp | 26q | -2.4%-$49.7K | |
| AMAZON COM INC | AMZN | $1.9M | 7,664 | +0.04pp | 18q | +35.1%+$496.0K | |
| PIMCO ETF TR | PMBS | $1.9M | 41,211 | +0.01pp | 5q | +19.5%+$311.8K | |
| JOHNSON & JOHNSON | JNJ | $1.9M | 7,086 | +0.01pp | 6q | +2.6%+$48.2K | |
| PROSPERITY BANCSHARES INC | PB | $1.8M | 27,849 | +0.13pp | 2q | +893.5%+$1.7M | |
| DICKS SPORTING GOODS INC | DKS | $1.8M | 13,308 | -0.11pp | 4q | HELD | |
| SPDR SERIES TRUST | SLYV | $1.8M | 17,364 | -0.01pp | 25q | HELD | |
| ISHARES TR | IDEV | $1.7M | 19,064 | flat | 26q | -0.5%-$8.7K | |
| JPMORGAN CHASE & CO | JPM | $1.7M | 4,988 | +0.01pp | 9q | +10.5%+$156.1K | |
| UNITEDHEALTH GROUP INC | UNH | $1.6M | 4,418 | -0.05pp | 6q | -16.7%-$325.6K | |
| DIMENSIONAL ETF TRUST | DFAT | $1.6M | 23,967 | -0.03pp | 18q | -13.8%-$255.9K | |
| DIMENSIONAL ETF TRUST | DFAC | $1.5M | 32,782 | flat | 18q | HELD | |
| QUALCOMM INC | QCOM | $1.4M | 7,547 | flat | 4q | +7.0%+$91.5K | |
| ALPHABET INC | GOOG | $1.3M | 3,739 | +0.03pp | 4q | +56.4%+$459.4K | |
| PIMCO ETF TR | PRFD | $1.1M | 23,177 | +0.01pp | 7q | +15.5%+$152.7K | |
| BROADCOM INC | AVGO | $1.1M | 3,184 | flat | 6q | +17.2%+$164.0K | |
| KKR & CO INC | KKR | $1.1M | 11,748 | flat | 4q | +3.2%+$33.3K | |
| DELL TECHNOLOGIES INC | DELL | $1.0M | 1,939 | +0.03pp | 3q | +32.4%+$255.0K | |
| VANGUARD INDEX FDS | VTI | $1.0M | 2,673 | flat | 27q | HELD | |
| ALPHABET INC | GOOGL | $938.9K | 2,729 | +0.01pp | 6q | +19.3%+$151.7K | |
| DIMENSIONAL ETF TRUST | DFAI | $872.3K | 21,055 | flat | 18q | +10.1%+$80.1K | |
| SPDR SERIES TRUST | SPSM | $807.4K | 15,274 | -0.01pp | 25q | -0.6%-$5.1K | |
| SCHWAB STRATEGIC TR | SCHA | $785.1K | 24,061 | -0.01pp | 31q | HELD | |
| ISHARES TR | SCZ | $771.4K | 9,138 | flat | 26q | HELD | |
| MCDONALDS CORP | MCD | $721.7K | 3,125 | -0.01pp | 18q | +6.4%+$43.6K | |
| DILLARDS INC | DDS | $670.0K | 1,000 | +0.01pp | 4q | HELD | |
| ENTERPRISE PRODS PARTNERS L | EPD | $655.0K | 18,393 | -0.01pp | 3q | -4.8%-$33.2K | |
| SPACE EXPLORATION TECHN CORP | SPCX | $654.1K | 4,336 | - | new | NEW | |
| SCHWAB STRATEGIC TR | SCHF | $641.4K | 23,350 | -0.01pp | 31q | -14.5%-$108.8K | |
| VANECK ETF TRUST | MOAT | $606.1K | 5,734 | -0.01pp | 10q | -8.3%-$54.6K | |
| VANGUARD WORLD FD | MGC | $591.8K | 2,096 | flat | 26q | HELD | |
| SCHWAB STRATEGIC TR | FNDA | $589.9K | 16,853 | -0.01pp | 31q | -1.0%-$6.2K | |
| PIMCO ETF TR | HYS | $589.7K | 6,517 | flat | 7q | +6.6%+$36.7K | |
| DIMENSIONAL ETF TRUST | DFAE | $583.3K | 14,837 | +0.02pp | 4q | +59.4%+$217.4K | |
| AMERICAN CENTY ETF TR | AVLV | $580.0K | 6,413 | -0.01pp | 11q | -12.6%-$83.9K | |
| ISHARES TR | IVW | $570.8K | 4,012 | flat | 24q | +4.1%+$22.6K | |
| ISHARES GOLD TR | IAU | $557.9K | 7,143 | flat | 7q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VT | $557.6K | 3,532 | flat | 4q | -3.5%-$20.0K | |
| META PLATFORMS INC | META | $554.9K | 765 | - | new | NEW | |
| TESLA INC | TSLA | $517.0K | 1,457 | -0.06pp | 8q | -51.1%-$539.7K | |
| TYLER TECHNOLOGIES INC | TYL | $479.2K | 1,504 | flat | 3q | HELD | |
| BOEING CO | BA | $478.1K | 2,570 | -0.01pp | 6q | HELD | |
| INVESCO EXCHANGE TRADED FD T | RFG | $476.1K | 8,051 | flat | 4q | +26.0%+$98.3K | |
| UNION PAC CORP | UNP | $469.2K | 1,724 | flat | 6q | +4.0%+$18.0K | |
| SCHWAB STRATEGIC TR | SCHB | $450.1K | 15,355 | flat | 18q | HELD | |
| SEAGATE TECHNOLOGY HLDNGS PL | STX | $434.0K | 471 | flat | 2q | +4.4%+$18.4K | |
| CISCO SYS INC | CSCO | $407.6K | 3,787 | flat | 9q | +7.3%+$27.7K | |
| PIMCO ETF TR | PYLD | $398.8K | 15,705 | flat | 6q | -4.3%-$18.0K | |
| DIMENSIONAL ETF TRUST | DFIC | $393.3K | 10,457 | - | new | NEW | |
| ELI LILLY & CO | LLY | $384.3K | 332 | +0.01pp | 2q | +46.3%+$121.5K | |
| INVESCO EXCH TRADED FD TR II | QQQM | $382.6K | 1,256 | flat | 7q | HELD | |
| GE VERNOVA INC | GEV | $380.3K | 400 | -0.01pp | 3q | +1.8%+$6.7K | |
| PIMCO ETF TR | MINO | $374.4K | 8,791 | - | new | NEW | |
| SCHWAB STRATEGIC TR | SCHD | $369.8K | 11,368 | flat | 18q | +1.8%+$6.5K | |
| SCHWAB STRATEGIC TR | SCHV | $362.5K | 10,882 | flat | 7q | HELD | |
| ISHARES TR | IJH | $357.0K | 4,962 | flat | 31q | -2.6%-$9.6K | |
| VANGUARD INDEX FDS | VV | $356.1K | 1,012 | flat | 7q | HELD | |
| VANGUARD STAR FDS | VXUS | $355.0K | 4,179 | flat | 2q | HELD | |
| GE AEROSPACE | GE | $319.7K | 1,024 | flat | 3q | +4.3%+$13.1K | |
| ISHARES TR | IJR | $302.2K | 2,221 | - | new | NEW | |
| SCHWAB STRATEGIC TR | FNDE | $296.7K | 7,087 | flat | 7q | -1.6%-$4.8K | |
| VISA INC | V | $277.9K | 773 | flat | 2q | +22.9%+$51.8K | |
| STATE STR SPDR DOW JONES IND | DIA | $266.8K | 525 | flat | 3q | HELD | |
| VANGUARD WHITEHALL FDS | VYM | $257.2K | 1,657 | flat | 4q | +4.5%+$11.2K | |
| VANGUARD ADMIRAL FDS INC | VIOG | $238.0K | 1,725 | flat | 4q | HELD | |
| COCA COLA CO | KO | $230.8K | 2,681 | - | new | NEW | |
| RTX CORPORATION | RTX | $217.0K | 1,169 | flat | 3q | HELD | |
| PALO ALTO NETWORKS INC | PANW | $213.8K | 538 | - | new | NEW | |
| PROCTER & GAMBLE CO | PG | $210.3K | 1,448 | -0.01pp | 5q | -23.2%-$63.5K | |
| ADVANCED MICRO DEVICES INC | AMD | $208.0K | 340 | - | new | NEW | |
| INVESCO EXCHANGE TRADED FD T | RSP | $201.5K | 969 | flat | 2q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Computer Hardware | $31.6M | 2.6% |
| Semiconductors & Electronics | $25.1M | 2.1% |
| Other sectors | $56.9M | 4.7% |
| Not classified | $1.1B | 90.7% |
What the disclosed book did
This is not the fund's return. A 13F shows long US equity positions only, so shorts, bonds, foreign listings, private holdings and cash are all invisible here. What this measures is the quarter's change in value of the positions this manager disclosed, had they been left untouched - the return a reader following the filing would have earned.
| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2026 | -0.4% | +2.1% | -2.6% | 100% |
| Q2 2026 | +14.8% | +14.8% | -0.0% | 100% |
| Q1 2026 | -1.0% | -4.6% | +3.6% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.3% | 100% |
| Q3 2025 | +6.9% | +7.8% | -0.9% | 100% |
| Q2 2025 | +9.2% | +10.5% | -1.3% | 100% |
| Q1 2025 | -1.8% | -4.6% | +2.8% | 100% |
| Q4 2024 | -1.3% | +2.1% | -3.4% | 100% |
Market is SPY over the same two quarter ends, priced the same way as everything else here - the median across every filer reporting it. It is a large-cap US proxy, so a manager holding small caps or biotech will beat or trail it for reasons that are not skill. Prices are quarter-end to quarter-end and say nothing about the path in between, or about trades opened and closed inside a quarter.
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | $1.2B | 119 | 10 | 53 | 27 | 7 | 70.8% | 16 |
| Q2 2026 | $1.2B | 116 | 8 | 40 | 39 | 3 | 71.3% | 17 |
| Q1 2026 | $1.0B | 111 | 9 | 39 | 40 | 5 | 73.0% | 44 |
| Q4 2025 | $1.0B | 107 | 15 | 57 | 14 | 1 | 76.0% | 37 |
| Q3 2025 | $987.9M | 93 | 5 | 34 | 29 | 2 | 76.9% | 27 |
| Q2 2025 | $918.3M | 90 | 12 | 41 | 15 | 3 | 76.9% | 29 |
| Q1 2025 | $821.9M | 81 | 12 | 39 | 16 | 4 | 77.4% | 30 |
| Q4 2024 | $806.2M | 73 | 4 | 29 | 24 | 7 | 78.1% | 28 |
| Q3 2024 | $805.3M | 76 | 9 | 37 | 19 | 3 | 77.9% | 7 |
| Q2 2024 | $742.3M | 70 | 1 | 30 | 23 | 438 | 78.1% | 23 |
| Q1 2024 | $762.1M | 507 | 118 | 139 | 106 | 72 | 75.1% | 12 |
| Q4 2023 | $645.9M | 461 | 58 | 86 | 139 | 97 | 69.3% | 95 |
| Q3 2023 | $692.5M | 500 | 32 | 107 | 50 | 27 | 74.1% | 187 |
| Q2 2023 | $713.0M | 495 | 48 | 88 | 127 | 49 | 74.0% | 279 |
| Q1 2023 | $681.7M | 496 | 55 | 117 | 45 | 20 | 72.1% | 370 |
| Q4 2022 | $645.9M | 461 | 43 | 0 | 418 | 49 | 69.3% | 460 |
| Q3 2022 | $581.6B | 467 | 37 | 69 | 67 | 61 | 72.8% | 552 |
| Q2 2022 | $614.3B | 491 | 435 | 26 | 28 | 3 | 72.6% | 644 |
| Q1 2022 | $635.5B | 59 | 3 | 17 | 27 | 11 | 79.6% | 736 |
| Q4 2021 | $730.1B | 67 | 5 | 23 | 23 | 5 | 75.8% | 826 |
| Q3 2021 | $731.6B | 67 | 4 | 27 | 17 | 1 | 76.0% | 918 |
| Q2 2021 | $732.9B | 64 | 6 | 28 | 21 | 4 | 75.6% | 1,010 |
| Q1 2021 | $688.2B | 62 | 8 | 25 | 19 | 2 | 73.3% | 1,101 |
| Q4 2020 | $642.7B | 56 | 4 | 23 | 25 | 8 | 73.4% | 1,191 |
| Q3 2020 | $390.5B | 60 | 10 | 12 | 34 | 2 | 67.1% | 1,283 |
| Q2 2020 | $295.3B | 52 | 18 | 11 | 19 | 1 | 81.2% | 1,375 |
| Q1 2020 | $175.7B | 35 | 7 | 21 | 5 | 7 | 91.0% | 1,466 |
| Q4 2019 | $222.5B | 35 | 8 | 17 | 7 | 1 | 91.6% | 1,557 |
| Q3 2019 | $205.0B | 28 | 1 | 21 | 3 | 2 | 92.6% | 1,649 |
| Q2 2019 | $199.2B | 29 | 3 | 19 | 2 | 2 | 92.5% | 1,741 |
| Q1 2019 | $188.1B | 28 | 0 | 0 | 0 | 0 | 93.0% | 1,832 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.