Financial & Tax Architects, LLC
Reported holdings as of Q3 2026, from 23 quarterly filings.
Holdings
Download these holdings as CSV
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| ABRDN ETFS | BCI | $25.1M | 970,231 | +0.84pp | 5q | +5.7%+$1.4M | |
| ISHARES TR | EFA | $23.6M | 226,875 | +0.13pp | 16q | +5.4%+$1.2M | |
| STATE STR SPDR S&P 500 ETF T | SPY | $22.8M | 29,835 | +0.29pp | 15q | +7.1%+$1.5M | |
| ISHARES TR | USRT | $22.1M | 358,113 | -0.21pp | 5q | +5.7%+$1.2M | |
| SPDR SERIES TRUST | BIL | $21.9M | 238,988 | +0.25pp | 19q | +8.5%+$1.7M | |
| FIDELITY MERRIMACK STR TR | FBND | $20.8M | 479,844 | -0.80pp | 2q | -9.3%-$2.1M | |
| GOLDMAN SACHS ETF TR | GBIL | $19.0M | 189,309 | +0.87pp | 23q | +32.1%+$4.6M | |
| VANGUARD MALVERN FDS | VTIP | $12.1M | 245,080 | +0.24pp | 4q | +16.0%+$1.7M | |
| VANGUARD SCOTTSDALE FDS | VTWO | $12.0M | 106,656 | +0.44pp | 23q | +35.4%+$3.1M | |
| SPDR SERIES TRUST | CWB | $11.9M | 117,407 | flat | 3q | +9.5%+$1.0M | |
| ABBVIE INC | ABBV | $8.9M | 33,935 | -0.01pp | 23q | -1.8%-$162.2K | |
| CHEVRON CORPORATION | CVX | $8.7M | 42,676 | +0.33pp | 23q | +2.3%+$194.4K | |
| JOHNSON & JOHNSON | JNJ | $8.7M | 32,684 | flat | 23q | -1.8%-$154.9K | |
| EMERSON ELEC CO | EMR | $8.6M | 55,398 | +0.13pp | 5q | +2.3%+$195.3K | |
| ISHARES TR | AGG | $8.5M | 89,591 | -0.13pp | 23q | HELD | |
| EXXONMOBIL HOLDINGS CORP | XOM | $8.4M | 51,874 | +0.27pp | 2q | +1.8%+$145.8K | |
| COCA COLA CO | KO | $8.3M | 96,078 | +0.01pp | 23q | -2.8%-$236.7K | |
| WALMART INC | WMT | $8.0M | 76,784 | -0.04pp | 23q | +8.9%+$651.8K | |
| MEDTRONIC PLC | MDT | $7.9M | 91,345 | +0.11pp | 23q | HELD | |
| ABBOTT LABORATORIES | ABT | $7.7M | 77,651 | +0.04pp | 23q | -3.2%-$256.7K | |
| AUTOMATIC DATA PROCESSING IN | ADP | $7.5M | 29,163 | -0.02pp | 20q | -12.1%-$1.0M | |
| CATERPILLAR INC | CAT | $7.4M | 9,153 | -0.51pp | 23q | +1.0%+$73.8K | |
| NVIDIA CORPORATION | NVDA | $7.4M | 32,411 | +0.08pp | 23q | -5.2%-$406.7K | |
| INTERNATIONAL BUSINESS MACHS | IBM | $7.4M | 33,549 | -0.22pp | 23q | +14.2%+$920.0K | |
| SHERWIN WILLIAMS CO | SHW | $7.3M | 22,697 | -0.10pp | 13q | +2.2%+$159.7K | |
| PROSHARES TR | NOBL | $7.3M | 135,354 | +0.03pp | 23q | +8.8%+$590.0K | |
| PROCTER & GAMBLE CO | PG | $7.3M | 50,341 | +0.01pp | 23q | +4.1%+$286.1K | |
| GENERAL DYNAMICS CORP | GD | $7.2M | 21,598 | -0.13pp | 5q | HELD | |
| S&P GLOBAL INC | SPGI | $7.0M | 17,714 | flat | 23q | +6.1%+$399.2K | |
| NEXTERA ENERGY INC | NEE | $6.8M | 89,685 | -0.18pp | 23q | +5.1%+$328.0K | |
| PEPSICO INC | PEP | $6.6M | 52,098 | -0.03pp | 23q | +7.4%+$454.8K | |
| LOWES COS INC | LOW | $6.5M | 35,394 | -0.16pp | 23q | +9.9%+$584.9K | |
| MCDONALDS CORP | MCD | $6.4M | 27,697 | -0.10pp | 23q | +11.8%+$673.2K | |
| VANGUARD INDEX FDS | VO | $5.8M | 73,988 | - | new | NEW | |
| ISHARES TR | IEFA | $5.7M | 59,079 | - | new | NEW | |
| ISHARES TR | IVE | $5.6M | 24,596 | - | new | NEW | |
| SPDR SERIES TRUST | JNK | $5.5M | 58,838 | +0.06pp | 2q | +12.5%+$607.3K | |
| VANGUARD INDEX FDS | VNQ | $4.7M | 51,921 | -0.09pp | 4q | HELD | |
| APPLE INC | AAPL | $4.6M | 13,890 | -0.02pp | 23q | -12.8%-$679.0K | |
| iShares Tr | SHV | $4.2M | 38,129 | - | new | NEW | |
| ISHARES TR | USHY | $4.2M | 117,070 | -0.04pp | 13q | +1.4%+$58.8K | |
| VANGUARD BD INDEX FDS | BND | $4.1M | 58,121 | -0.03pp | 6q | +3.3%+$129.4K | |
| MICROSOFT CORP | MSFT | $4.1M | 7,928 | +0.13pp | 23q | -12.0%-$556.0K | |
| PIMCO ETF TR | HYS | $4.0M | 44,599 | -0.03pp | 15q | +1.8%+$71.6K | |
| ISHARES TR | HYG | $4.0M | 51,976 | -0.04pp | 12q | +1.8%+$70.3K | |
| SPDR SERIES TRUST | SPAB | $4.0M | 163,135 | +0.54pp | 7q | +215.5%+$2.7M | |
| ISHARES TR | TIP | $3.5M | 33,761 | -0.04pp | 23q | +2.0%+$67.6K | |
| ADVANCED MICRO DEVICES INC | AMD | $2.6M | 4,209 | +0.39pp | 4q | +272.1%+$1.9M | |
| META PLATFORMS INC | META | $2.5M | 3,503 | +0.06pp | 23q | -9.6%-$270.5K | |
| AMAZON COM INC | AMZN | $2.4M | 9,626 | -0.05pp | 23q | -11.7%-$318.2K | |
| ASML HLDG NV | ASML | $2.3M | 1,287 | -0.20pp | 5q | -20.3%-$594.2K | |
| INVESCO ACTIVELY MANAGED EXC | GSY | $2.3M | 46,297 | - | new | NEW | |
| ALPHABET INC | GOOG | $2.2M | 6,510 | -0.09pp | 23q | -11.5%-$287.6K | |
| MICRON TECHNOLOGY INC | MU | $2.2M | 2,021 | - | new | NEW | |
| VANGUARD SCOTTSDALE FDS | VGIT | $2.1M | 36,826 | - | new | NEW | |
| BROADCOM INC | AVGO | $2.0M | 5,614 | -0.09pp | 19q | -9.0%-$194.2K | |
| INVESCO EXCH TRADED FD TR II | QQQM | $1.7M | 5,637 | -0.05pp | 3q | -9.8%-$186.4K | |
| SELECT SECTOR SPDR TR | XLK | $1.6M | 8,042 | +0.02pp | 15q | +6.3%+$92.8K | |
| SELECT SECTOR SPDR TR | XLV | $1.6M | 9,248 | +0.04pp | 4q | +10.9%+$152.6K | |
| SELECT SECTOR SPDR TR | XLE | $1.5M | 24,029 | +0.05pp | 5q | +4.4%+$62.0K | |
| SELECT SECTOR SPDR TR | XLF | $1.4M | 26,049 | - | new | NEW | |
| SELECT SECTOR SPDR TR | XLB | $1.4M | 28,358 | flat | 5q | +7.0%+$90.2K | |
| SELECT SECTOR SPDR TR | XLI | $1.4M | 8,222 | -0.01pp | 16q | +8.1%+$102.5K | |
| SELECT SECTOR SPDR TR | XLP | $1.3M | 16,216 | +0.01pp | 3q | +9.0%+$107.5K | |
| ISHARES TR | IYR | $1.2M | 13,094 | -0.01pp | 5q | +8.1%+$93.6K | |
| ISHARES TR | VLUE | $1.2M | 6,190 | -0.24pp | 23q | -46.5%-$1.1M | |
| GLOBAL X FDS | NORW | $1.1M | 32,336 | - | new | NEW | |
| INVESCO EXCHANGE TRADED FD T | PKW | $1.1M | 7,713 | +0.16pp | 2q | +269.4%+$804.8K | |
| WISDOMTREE TR | USFR | $860.6K | 17,079 | +0.06pp | 3q | +50.6%+$289.3K | |
| TORONTO DOMINION BK ONT | TD | $733.2K | 6,238 | +0.01pp | 4q | +12.7%+$82.6K | |
| VANECK ETF TRUST | CRAK | $709.5K | 11,202 | - | new | NEW | |
| MANULIFE FINL CORP | MFC | $697.0K | 16,366 | +0.02pp | 3q | +14.7%+$89.6K | |
| ROYAL BK CDA | RY | $679.2K | 3,455 | +0.01pp | 3q | +14.1%+$84.1K | |
| TOTALENERGIES SE | TTE | $664.7K | 7,774 | +0.04pp | 2q | +32.4%+$162.5K | |
| IMPERIAL OIL LTD | IMO | $638.3K | 5,187 | +0.04pp | 2q | +28.5%+$141.6K | |
| RESTAURANT BRANDS INTL INC | QSR | $636.0K | 8,948 | +0.02pp | 2q | +26.3%+$132.3K | |
| ENBRIDGE INC | ENB | $632.8K | 13,612 | flat | 6q | +22.4%+$115.7K | |
| VANGUARD WORLD FD | VFH | $631.3K | 4,853 | +0.07pp | 2q | +112.8%+$334.6K | |
| AUTOZONE INC | AZO | $628.3K | 222 | -0.02pp | 3q | +0.9%+$5.7K | |
| NOVARTIS AG | NVS | $626.2K | 4,392 | - | new | NEW | |
| BANK OF MONTREAL | BMO | $594.2K | 3,553 | - | new | NEW | |
| GLOBAL X FDS | COLO | $580.9K | 12,317 | - | new | NEW | |
| ISHARES INC | EWS | $578.7K | 17,398 | - | new | NEW | |
| TFI INTERNATIONAL INC | TFII | $560.6K | 4,677 | +0.01pp | 2q | +31.4%+$133.9K | |
| VANECK ETF TRUST AFRICA INDEX ETF | AFK | $540.4K | 19,628 | - | new | NEW | |
| ISHARES TR | IGF | $464.1K | 7,539 | - | new | NEW | |
| VANGUARD INDEX FDS | VTI | $459.9K | 1,229 | -0.01pp | 15q | -4.6%-$22.1K | |
| VANGUARD INTL EQUITY INDEX F | VT | $450.6K | 2,855 | -0.09pp | 3q | -48.0%-$415.3K | |
| SPDR INDEX SHS FDS | RWX | $421.7K | 16,623 | - | new | NEW | |
| VANGUARD WORLD FD | VDE | $383.8K | 2,229 | flat | 23q | -12.7%-$56.0K | |
| BANK OF AMER CORP | BAC | $375.3K | 6,895 | -0.01pp | 7q | -4.0%-$15.6K | |
| CVS HEALTH CORP | CVS | $372.2K | 4,344 | +0.02pp | 2q | +65.7%+$147.6K | |
| ISHARES TR | IEF | $349.3K | 3,911 | -0.01pp | 11q | -6.2%-$23.2K | |
| INTERDIGITAL INC | IDCC | $347.6K | 1,066 | +0.01pp | 4q | HELD | |
| APPLIED MATLS INC | AMAT | $330.7K | 647 | -0.03pp | 3q | +2.5%+$8.2K | |
| UNITEDHEALTH GROUP INC | UNH | $318.6K | 868 | -0.01pp | 10q | HELD | |
| SHELL PLC | SHEL | $315.4K | 3,318 | +0.01pp | 5q | HELD | |
| COSTCO WHOLESALE CORPORATION | COST | $313.2K | 344 | -0.44pp | 18q | -86.5%-$2.0M | |
| SPDR GOLD TR | GLD | $305.1K | 801 | -0.01pp | 7q | -13.9%-$49.1K | |
| SCHWAB STRATEGIC TR | SCCR | $302.8K | 12,452 | - | new | NEW | |
| ONEOK INC NEW | OKE | $274.7K | 3,222 | - | new | NEW | |
| ISHARES TR | IVV | $273.4K | 357 | flat | 2q | HELD | |
| CAPITAL GRP FIXED INCM ETF T | CGCB | $270.4K | 10,825 | - | new | NEW | |
| WORLD GOLD TR | GLDM | $237.7K | 2,893 | - | new | NEW | |
| SEAGATE TECHNOLOGY HLDNGS PL | STX | $235.2K | 255 | flat | 2q | HELD | |
| NETFLIX INC. | NFLX | $233.1K | 3,350 | -0.37pp | 9q | -87.9%-$1.7M | |
| VANGUARD INDEX FDS | VOO | $213.9K | 305 | -1.16pp | 2q | -96.3%-$5.6M | |
| TESLA INC | TSLA | $210.8K | 594 | -0.02pp | 5q | -16.6%-$41.9K | |
| STATE STR SPDR S&P MIDCAP 40 | MDY | $210.1K | 320 | -0.01pp | 3q | -4.2%-$9.2K |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Retail & Consumer | $32.2M | 6.6% |
| Biotech & Pharma | $25.8M | 5.3% |
| Semiconductors & Electronics | $23.0M | 4.7% |
| Funds & ETFs | $23.0M | 4.7% |
| Energy | $19.1M | 3.9% |
| Software & IT Services | $16.4M | 3.4% |
| Food, Drink & Tobacco | $14.9M | 3.1% |
| Computer Hardware | $12.2M | 2.5% |
| Industrials | $9.8M | 2.0% |
| Medical Devices | $7.9M | 1.6% |
| Autos & Aerospace | $7.4M | 1.5% |
| Chemicals | $7.3M | 1.5% |
| Other sectors | $19.9M | 4.1% |
| Not classified | $267.7M | 55.0% |
What the disclosed book did
This is not the fund's return. A 13F shows long US equity positions only, so shorts, bonds, foreign listings, private holdings and cash are all invisible here. What this measures is the quarter's change in value of the positions this manager disclosed, had they been left untouched - the return a reader following the filing would have earned.
| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2026 | -0.5% | +2.1% | -2.6% | 100% |
| Q2 2026 | +4.5% | +14.8% | -10.3% | 100% |
| Q1 2026 | +1.8% | -4.6% | +6.4% | 100% |
| Q4 2025 | +0.5% | +2.4% | -1.9% | 100% |
| Q3 2025 | +4.1% | +7.8% | -3.8% | 100% |
| Q2 2025 | +2.3% | +10.5% | -8.2% | 100% |
| Q1 2025 | +2.3% | -4.6% | +6.8% | 100% |
| Q4 2024 | -4.1% | +2.1% | -6.2% | 100% |
Market is SPY over the same two quarter ends, priced the same way as everything else here - the median across every filer reporting it. It is a large-cap US proxy, so a manager holding small caps or biotech will beat or trail it for reasons that are not skill. Prices are quarter-end to quarter-end and say nothing about the path in between, or about trades opened and closed inside a quarter.
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q3 2026 | $486.4M | 109 | 21 | 52 | 27 | 22 | 39.3% | 15 |
| Q2 2026 | $474.3M | 110 | 24 | 43 | 38 | 22 | 37.2% | 23 |
| Q1 2026 | $448.4M | 108 | 20 | 35 | 48 | 15 | 36.8% | 23 |
| Q4 2025 | $445.0M | 103 | 16 | 33 | 49 | 17 | 37.4% | 21 |
| Q3 2025 | $453.1M | 104 | 29 | 51 | 23 | 18 | 38.0% | 36 |
| Q2 2025 | $411.7M | 93 | 15 | 53 | 21 | 23 | 43.5% | 44 |
| Q1 2025 | $398.4M | 101 | 10 | 54 | 32 | 12 | 39.5% | 36 |
| Q4 2024 | $392.6M | 103 | 12 | 70 | 17 | 4 | 43.1% | 15 |
| Q3 2024 | $389.0M | 95 | 16 | 22 | 50 | 3 | 43.3% | 44 |
| Q2 2024 | $373.0M | 82 | 8 | 50 | 22 | 11 | 45.3% | 40 |
| Q1 2024 | $363.4M | 85 | 9 | 46 | 23 | 16 | 45.0% | 38 |
| Q4 2023 | $338.0M | 92 | 16 | 12 | 55 | 6 | 45.4% | 25 |
| Q3 2023 | $322.0M | 82 | 15 | 40 | 21 | 12 | 46.4% | 19 |
| Q2 2023 | $323.9M | 79 | 15 | 29 | 29 | 12 | 48.3% | 25 |
| Q1 2023 | $303.9M | 76 | 7 | 40 | 23 | 12 | 46.1% | 27 |
| Q4 2022 | $293.1M | 81 | 30 | 0 | 51 | 13 | 45.5% | 40 |
| Q3 2022 | $266.9B | 64 | 6 | 34 | 21 | 19 | 50.5% | 329 |
| Q2 2022 | $264.0B | 77 | 9 | 41 | 24 | 22 | 44.8% | 421 |
| Q1 2022 | $264.9B | 90 | 16 | 46 | 26 | 19 | 39.5% | 512 |
| Q4 2021 | $245.0B | 93 | 10 | 61 | 17 | 14 | 35.5% | 602 |
| Q3 2021 | $219.4B | 97 | 15 | 63 | 15 | 14 | 35.3% | 694 |
| Q2 2021 | $204.1B | 96 | 11 | 62 | 19 | 12 | 36.3% | 786 |
| Q1 2021 | $178.3B | 97 | 0 | 0 | 0 | 0 | 39.3% | 877 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.